ABA Insurance Commercial Limited

Reference number: 786631

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When abainsurance.co.uk first appeared online, and whether it can receive email
  • What kind of line 01474 833322 is
  • Who else gives the postcode DA11 8HJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • ABA Commercial Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Arranging (bringing about) deals in investments
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Making arrangements with a view to transactions in investments

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
19 May 2017 (9 years old)
Registered office
3-5 London Road, Rainham, Gillingham, Kent, ME8 7RG, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Joshpreet Singh Samrai Director Mar 1993 1 Apr 2019 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 3 people who have been directors, with their dates
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£864k

+86% from £465k

Cash at bank

£1.25m

+53% from £820k

Employees (average)

10

Same as 10

Owed within a year

£696k

+9.5% from £635k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10778761. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

ABA Insurance Commercial’s history from the FCA register and Companies House, newest first.

2024

28 October 2024

  • Dalber Singh Samrai stopped being a part-owner
  • Parmjit Kaur Samrai stopped being a part-owner

Companies House

2019

1 April 2019

  • Joshpreet Singh Samrai took control (75–100% of shares)

Companies House

2018

28 March 2018

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
  • Became authorised by the FCA

FCA register

2017

19 May 2017

  • Incorporated at Companies House
  • Dalber Singh Samrai became a part-owner (25–50% of shares)
  • Parmjit Kaur Samrai became a part-owner (25–50% of shares)

Companies House

In the full report: all 17 events

  • All 17 events in its history (9 shown here)
  • Every director appointment and resignation: 5
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Firms connected to ABA Insurance Commercial

Other FCA-listed firms that share a director, phone number or address with ABA Insurance Commercial. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like ABA Insurance Commercial

Other firms of the same type (insurance broker), nearest first.

In Gravesend

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on ABA Insurance Commercial

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 17 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is ABA Insurance Commercial Limited FCA authorised?
Yes, ABA Insurance Commercial Limited (FRN 786631) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since March 2018 and works as an insurance broker. The FCA has placed no limits on its permissions.
What is ABA Insurance Commercial’s phone number and website?
The FCA register lists the phone number 01474 833322 and the website abainsurance.co.uk for ABA Insurance Commercial. If you were given different contact details, use these to check with the firm before going any further.
Is ABA Insurance Commercial a scam or clone?
ABA Insurance Commercial is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with ABA Insurance Commercial?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about ABA Insurance Commercial to the Financial Ombudsman Service, free of charge.
Who owns ABA Insurance Commercial?
Companies House lists one person with significant control of ABA Insurance Commercial: Mr Joshpreet Singh Samrai (75–100% of shares). Before that, it was controlled by Mr Dalber Singh Samrai and Parmjit Kaur Samrai.
Who runs ABA Insurance Commercial?
Companies House lists one director of ABA Insurance Commercial: Joshpreet Singh Samrai.
How long has ABA Insurance Commercial been in business?
The company was formed on 19 May 2017, and has held its current FCA authorisation since March 2018.
What do ABA Insurance Commercial’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £864k (+86% from £465k) and cash at bank of £1.25m (+53% from £820k).
Does ABA Insurance Commercial use any other names?
It trades as ABA Commercial.

Sources and links

The full report on ABA Insurance Commercial Limited

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