Abbey House Mortgages Ltd

Reference number: 1002125

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Abbey House Mortgages Ltd (FRN 1002125) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Abbey House Mortgages's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Abbey House Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07900 571814

  • Address

    The Abbey House, 17 Palmer Avenue, Hucknall, Nottingham, NG15 7AN, United Kingdom

In the full report: 2 background checks

  • What kind of line 07900 571814 is
  • Who else gives the postcode NG15 7AN
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
24 May 2023 (3 years old)
Registered office
The Abbey House 17 Palmer Avenue, Hucknall, Nottingham, NG15 7AN, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Cheryl Anne Spittle Director Sep 1980 24 May 2023 1 other company

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
still active
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 May 2025Small company accountsNot audited

Net assets

£1,554

+14% from £1,368

Cash at bank

£8,926

No earlier figure to compare

Employees (average)

1

Up 1 from 0

Owed within a year

£7,372

+75% from £4,211

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14891912. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Abbey House Mortgages’s history from the FCA register and Companies House, newest first.

2023

11 September 2023

  • Became an appointed representative

FCA register

24 May 2023

  • Incorporated at Companies House
  • Cheryl Anne Spittle took control (75–100% of shares)
  • Cheryl Anne Spittle appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Abbey House Mortgages

Other firms of the same type (insurance broker), nearest first.

In the Nottingham (NG) postcode area

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Abbey House Mortgages

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Abbey House Mortgages Ltd FCA authorised?
Abbey House Mortgages Ltd (FRN 1002125) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Abbey House Mortgages?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Abbey House Mortgages Ltd (FRN 1002125) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Abbey House Mortgages's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Abbey House Mortgages, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Abbey House Mortgages’ phone number?
The FCA register lists the phone number 07900 571814 for Abbey House Mortgages. If you were given different contact details, use these to check with the firm before going any further.
Is Abbey House Mortgages a scam or clone?
Abbey House Mortgages is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Abbey House Mortgages?
Protection works through The On-Line Partnership Limited, the principal firm responsible for Abbey House Mortgages's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Abbey House Mortgages?
Companies House lists one person with significant control of Abbey House Mortgages: Mrs Cheryl Anne Spittle (75–100% of shares).
Who runs Abbey House Mortgages?
Companies House lists one director of Abbey House Mortgages: Cheryl Anne Spittle.
How long has Abbey House Mortgages been in business?
The company was formed on 24 May 2023.
What do Abbey House Mortgages’ latest accounts show?
Its latest accounts, to 31 May 2025, show net assets of £1,554 (+14% from £1,368) and cash at bank of £8,926 (no earlier figure to compare).

Sources and links

The full report on Abbey House Mortgages Ltd

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