Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 4 years
- Protected through the principal
- No FCA actions
- Active company since 2013
- Accounts filed up to 31 December 2023
Responsible principal firm
Partners& Limited Reference number: 308261 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Napit Holdings Ltd (FRN 968869) introduces customers to Partners& Limited (FRN 308261). Any regulated advice or arranging is done by the principal, not Napit Holdings.
- Example: if Napit Holdings refers you to a financial adviser, the advice should come from the principal firm, not from Napit Holdings itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Unit L4A, Mill 3, The Business Park, Pleasley Vale, Mansfield, Derbyshire, NG19 8RL, United Kingdom
In the full report: 3 background checks
- When napit.org.uk first appeared online, and whether it can receive email
- What kind of line 0345 543 0330 is
- Who else gives the postcode NG19 8RL
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Partners& Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- NAPIT HOLDINGS LIMITED
- Company number
- 08695446 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 18 September 2013 (13 years old)
- Registered office
- L4a, 4th Floor, Mill 3 The Business Park, Pleasley Vale, Mansfield, NG19 8RL, England
- Nature of business
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- Activities of head offices (SIC 70100)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Michael Idris Andrews | Director | Aug 1968 | 18 Sep 2013 | 75 other companies |
| Thomas Gray | Director | Jun 1979 | 12 Jan 2023 | None |
| Sarah Julie Lowe | Director | Nov 1987 | 9 Jun 2025 | 27 other companies |
| Lee James Rhodes | Director | Nov 1982 | 9 Jun 2025 | 40 other companies |
| Stephen John Melton | Director | Oct 1978 | 26 Jun 2026 | 12 other companies |
| Sarah Lowe | Secretary | Not published | 9 Jun 2025 | – |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 81
- closed down
- 34
- run together
- 42
In the full report: all 81 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 42 companies these 5 directors run together
- All 13 people who have ever been directors, with their dates
Filed accounts and finances
Total equity
£1.02m
No earlier figure to compare
Cash at bank
£41.5k
Up £41.4k from £138
Employees (average)
122
Up 118 from 4
Owed within a year
£12.9m
+425% from £2.46m
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 08695446. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Napit Holdings’s history from the FCA register and Companies House, newest first.
2022
26 April 2022
- Michael Idris Andrews stopped being the majority owner
- Nap Bidco Limited took control (75–100% of shares)
Companies House
29 January 2022
- Became an introducer appointed representative
FCA register
2016
6 April 2016
- Michael Idris Andrews became the majority owner (50–75% of shares)
Companies House
2013
18 September 2013
- Incorporated at Companies House
Companies House
In the full report: all 28 events
- All 28 events in its history (5 shown here)
- Every director appointment and resignation: 23
Firms connected to Napit Holdings
Other FCA-listed firms that share a director, phone number or address with Napit Holdings. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Napit Holdings
Other firms of the same type (insurance broker), nearest first.
In Mansfield
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Napit Holdings
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 81 other companies its directors have run, named
- 3 background checks on its contact details
- All 28 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk