Abc Finance Limited: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 21 years
Your funds are protected by FSCS
No FCA actions
Active company since 2000
Accounts filed up to 31 August 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

ABCFINANCE.CO.UK (opens in a new tab)
Phone number

01922 620008
Address

Point North, Park Plaza, Heath Hayes, Cannock, Staffordshire, WS12 2DF, United Kingdom

In the full report: 3 background checks

When abcfinance.co.uk first appeared online, and whether it can receive email
What kind of line 01922 620008 is
Who else gives the postcode WS12 2DF

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Manage or trade investments FSCS may apply
Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (13 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on investments (except on Pension Transfers and Pension Opt Outs)
Advising on P2P agreements
Advising on regulated mortgage contracts
Arranging (bringing about) deals in investments
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt Adjusting
Debt-counselling
Making arrangements with a view to regulated mortgage contracts
Making arrangements with a view to transactions in investments
Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 03918844 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 3 February 2000 (26 years old)
Registered office: Point North Park Plaza, Heath Hayes, Cannock, Staffordshire, WS12 2DF, England
Nature of business: Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Peter John Hemming	Director	Jul 1947	3 Feb 2000	4 other companies
Tina Hemming	Director	Jul 1957	28 Mar 2001	2 other companies
Tina Hemming	Secretary	Not published	28 Mar 2001	2 other companies

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 4
closed down: 2
is FCA-registered: 1

In the full report: all 4 companies, named

What each company does, and whether it is still trading
Which of these 2 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
The 2 companies these 2 directors run together
All 4 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 August 2025Small company accountsNot audited

Net assets

£21.5k

−9.9% from £23.8k

Cash at bank

£352

No earlier figure to compare

Employees (average)

14

Same as 14

Owed within a year

£84.1k

+16% from £72.3k

Assets and liabilities

In the full report: all 7 years of accounts

Every year from 2019 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 03918844. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Abc Finance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (12)

2016

6 April 2016

Peter John Hemming became the majority owner (50–75% of shares)

Companies House

2013

1 April 2013

Regulated by the FCA from this date

FCA register

2004

31 October 2004

Regulated by the Financial Services Authority from this date
Became authorised by the FCA

FCA register

2000

3 February 2000

Incorporated at Companies House

Companies House

In the full report: all 12 events

All 12 events in its history (5 shown here)
Every director appointment and resignation: 4

Firms connected to Abc Finance

Other FCA-listed firms that share a director, phone number or address with Abc Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firm: 1
share a director: 1
share its postcode: 1

In the full report: the connected firm, named

How it is linked: shared directors (1), the same postcode (1)
Who links it to this firm: the named directors, with dates

Firms like Abc Finance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Cannock

Armchair Mortgages LimitedCannockAuthorised Chase Morgan Financial Services LimitedCannockAuthorised R.a. Street Associates LimitedCannockAuthorised James Evans & Associates LimitedCannockAppointed representative Jo Bates Mortgage Services LtdCannockAppointed representative Mercian Finance Solutions LimitedCannockAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Abc Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

4 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 12 events in its history
1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Abc Finance Limited FCA authorised?

Yes, Abc Finance Limited (FRN 304671) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since October 2004 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is Abc Finance’s phone number and website?

The FCA register lists the phone number 01922 620008 and the website ABCFINANCE.CO.UK for Abc Finance. If you were given different contact details, use these to check with the firm before going any further.

Is Abc Finance a scam or clone?

Abc Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Abc Finance?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Abc Finance to the Financial Ombudsman Service, free of charge.

Who owns Abc Finance?

Companies House lists one person with significant control of Abc Finance: Mr Peter John Hemming (50–75% of shares).

Who runs Abc Finance?

Companies House lists 2 directors of Abc Finance: Peter John Hemming and Tina Hemming.

How long has Abc Finance been in business?

The company was formed on 3 February 2000, and has held its current FCA authorisation since October 2004.

What do Abc Finance’s latest accounts show?

Its latest accounts, to 31 August 2025, show net assets of £21.5k (−9.9% from £23.8k) and cash at bank of £352 (no earlier figure to compare).