R.a. Street Associates Limited

Reference number: 845831

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01902 772382

  • Address

    Rostance Edwards Ltd, 1-2 Heritage Park, Hayes Way, Cannock, Staffordshire, WS11 7LT, United Kingdom

In the full report: 2 background checks

  • What kind of line 01902 772382 is
  • Who else gives the postcode WS11 7LT
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • R A Street Associates Ltd Former name
  • Street Associates Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (11 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
05488321
Company status
Active
Company type
Private limited company
Incorporated
22 June 2005 (21 years old)
Registered office
1 & 2 Heritage Park Hayes Way, Cannock, Staffordshire, WS11 7LT, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Nichola Elizabeth Johnson Director Sep 1977 1 Feb 2022 3 other companies
Nichola Elizabeth Johnson Secretary Not published 30 Jun 2023 –

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 June 2025Abridged accountsNot audited

Net assets

£68.3k

+12% from £60.9k

Employees (average)

1

Same as 1

Owed within a year

£22.7k

+61% from £14.1k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05488321. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

R.a. Street Associates’s history from the FCA register and Companies House, newest first.

Key events (10) All events (19)

2023

3 August 2023

  • Changed its registered name from "R A Street Associates Ltd"

FCA register

1 July 2023

  • Nichola Elizabeth Johnson gave up control
  • Nichola Elizabeth Johnson took control (75–100% of shares)
  • Roger Anthony Street stopped being the majority owner

Companies House

30 June 2023

  • Yellow Rose Financial Services Limited took control (75–100% of shares)

Companies House

2020

2 July 2020

  • Regulated by the FCA from this date
  • FCA imposed a requirement (Firm to abide by Deed Poll regarding past business)
  • Became authorised by the FCA

FCA register

2016

6 April 2016

  • Roger Anthony Street became the majority owner (50–75% of shares)

Companies House

2005

22 June 2005

  • Incorporated at Companies House

Companies House

In the full report: all 19 events

  • All 19 events in its history (10 shown here)
  • Every director appointment and resignation: 5
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Firms connected to R.a. Street Associates

Other FCA-listed firms that share a director, phone number or address with R.a. Street Associates. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like R.a. Street Associates

Other firms of the same type (mortgage adviser or broker), nearest first.

In Cannock

Abc Finance LimitedCannockAuthorisedArmchair Mortgages LimitedCannockAuthorisedChase Morgan Financial Services LimitedCannockSee the registerJames Evans & Associates LimitedCannockAppointed representativeJo Bates Mortgage Services LtdCannockAppointed representativeMercian Finance Solutions LimitedCannockAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on R.a. Street Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 19 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is R.a. Street Associates Limited FCA authorised?
Yes, R.a. Street Associates Limited (FRN 845831) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since July 2020 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.
What is R.a. Street Associates’ phone number?
The FCA register lists the phone number 01902 772382 for R.a. Street Associates. If you were given different contact details, use these to check with the firm before going any further.
Is R.a. Street Associates a scam or clone?
R.a. Street Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with R.a. Street Associates?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about R.a. Street Associates to the Financial Ombudsman Service, free of charge.
Who owns R.a. Street Associates?
R.a. Street Associates is owned by Yellow Rose Financial Services Limited, which holds 75–100% of shares and 75–100% of votes, since 30 June 2023. Before that, it was controlled by Nichola Elizabeth Johnson and Mr Roger Anthony Street.
Who runs R.a. Street Associates?
Companies House lists one director of R.a. Street Associates: Nichola Elizabeth Johnson.
How long has R.a. Street Associates been in business?
The company was formed on 22 June 2005, and has held its current FCA authorisation since July 2020.
What do R.a. Street Associates’ latest accounts show?
Its latest accounts, to 30 June 2025, show net assets of £68.3k (+12% from £60.9k).
Does R.a. Street Associates use any other names?
It has previously used 2 other names: R A Street Associates Ltd and Street Associates.

Sources and links

The full report on R.a. Street Associates Limited

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