ABL (South West) Ltd
Reference number: 939718
Instant download
Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 2018
- Accounts filed up to 30 May 2025
- On its latest accounts it owed £84.4k more than it owned
Responsible principal firm
ABL Business Ltd Reference number: 723166 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- ABL (South West) Ltd (FRN 939718) is an AR of ABL Business Ltd (FRN 723166). When you use ABL (South West)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from ABL (South West), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
The Exchange, Express Business Park, Bridgwater, TA6 4RR, United Kingdom
In the full report: 3 background checks
- When abl-business.co.uk first appeared online, and whether it can receive email
- What kind of line 07931 227186 is
- Who else gives the postcode TA6 4RR
FCA permissions and consumer protection
- Protection through the principal firmProtection works through ABL Business Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 11310771 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 16 April 2018 (8 years old)
- Registered office
- 14 Beech Hill, Otley, LS21 3AX, England
- Nature of business
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- Management consultancy activities other than financial management (SIC 70229)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Andrew John Redman | Director | Dec 1968 | 22 Oct 2023 | None |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
- Both people who have been directors, with their dates
Filed accounts and finances
Net assets
−£84.4k
No earlier figure to compare
Employees (average)
1
−50% from 2
Owed within a year
£84.3k
−14% from £98.4k
Net assets are negative: on its last balance sheet the company owed £84.4k more than it owned.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 11310771. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
ABL (South West)’s history from the FCA register and Companies House, newest first.
2025
24 November 2025
- Alexandra Beardsley gave up control
- Andrew John Redman took control (75–100% of shares)
Companies House
2020
29 November 2020
- Became an appointed representative
FCA register
2018
16 April 2018
- Incorporated at Companies House
- Alexandra Beardsley took control (75–100% of shares)
Companies House
In the full report: all 8 events
- All 8 events in its history (5 shown here)
- Every director appointment and resignation: 3
Firms like ABL (South West)
Other firms of the same type (credit broker), nearest first.
In Bridgwater
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on ABL (South West)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 8 events in its history
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Frequently asked questions about this firm
Is ABL (South West) Ltd FCA authorised?
What does appointed representative mean for ABL (South West)?
What is ABL (South West)’s phone number and website?
Is ABL (South West) a scam or clone?
Is my money safe with ABL (South West)?
Who owns ABL (South West)?
Who runs ABL (South West)?
How long has ABL (South West) been in business?
What do ABL (South West)’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk