Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 5 years
- Protected through the principal
- No FCA actions
- Active company since 1947
- Accounts filed up to 31 December 2025
Responsible principal firm
SKM Asset Finance Limited Reference number: 673566 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Kellands (Holdings) Ltd (FRN 943147) introduces customers to SKM Asset Finance Limited (FRN 673566). Any regulated advice or arranging is done by the principal, not Kellands (Holdings).
- Example: if Kellands (Holdings) refers you to a financial adviser, the advice should come from the principal firm, not from Kellands (Holdings) itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Salmon Parade, Bridgwater, Somerset, TA6 5JY, United Kingdom
In the full report: 2 background checks
- What kind of line 01278 451601 is, and the other firm that gives it
- Who else gives the postcode TA6 5JY
FCA permissions and consumer protection
- Protection through the principal firmProtection works through SKM Asset Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- KELLANDS (HOLDINGS) LIMITED
- Company number
- 00434982 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 12 May 1947 (79 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
-
- Other professional, scientific and technical activities not elsewhere classified (SIC 74909)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Graham Bagwell | Director | Nov 1965 | 9 Jun 2009 | 2 other companies |
| Emma Rachel Burke | Director | Nov 1973 | 2 Dec 2024 | 4 other companies |
| Naomi Hansford | Director | Feb 1980 | 2 Dec 2024 | None |
| Francis David Jeanes | Director | Sep 1947 | Not published | 9 other companies |
| Terence Leslie Edward Miller | Director | Dec 1944 | Not published | 4 other companies |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 16
- closed down
- 3
- is FCA-registered
- 1
In the full report: all 16 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
- The 2 companies these 5 directors run together
- All 13 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£20.9m
−26% from £28.2m
Profit before tax
−£691k
Down £537k from −£154k
Net assets
£8.21m
−6.6% from £8.79m
Cash at bank
£1.17m
+195% from £396k
Turnover and profit
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
The figures for the year to 31 December 2025 were read from the printed accounts, because the filing does not tag them in a form that can be read automatically. They were checked against the accounts’ own totals.
These are group figures: the firm and the companies it owns, combined.
Accounts filed at Companies House for company 00434982. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Kellands (Holdings)’s history from the FCA register and Companies House, newest first.
2021
18 January 2021
- Became an introducer appointed representative
FCA register
2016
6 April 2016
- Francis David Jeanes gained significant control
Companies House
1947
12 May 1947
- Incorporated at Companies House
Companies House
In the full report: all 17 events
- All 17 events in its history (3 shown here)
- Every director appointment and resignation: 14
Firms connected to Kellands (Holdings)
Other FCA-listed firms that share a director, phone number or address with Kellands (Holdings). A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its phone number
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same phone number (1), the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Kellands (Holdings)
Other firms of the same type (credit broker), nearest first.
In Bridgwater
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Kellands (Holdings)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 16 other companies its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 17 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk