Absolute Sense Independent Financial Advisers Limited

Reference number: 828966

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Authorisation being cancelled

This firm has asked the FCA to cancel its authorisation. It is still in force until the FCA processes the application, so existing business keeps its protection, but its regulated work is winding down.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When absolutesense.co.uk first appeared online, and whether it can receive email
  • What kind of line 07796 867029 is
  • Who else gives the postcode CB7 4LS
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Edgar Books & Co Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (15 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
15 July 2008 (18 years old)
Registered office
Dettingen House, Dettingen Way, Bury St Edmunds, Suffolk, IP33 3TU, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark David Hall Director May 1982 28 Nov 2025 1 other company
Ian James White Director Oct 1965 28 Nov 2025 4 other companies
Gavin James Wood Director Feb 1974 28 Nov 2025 4 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
1
went insolvent
3

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • The 3 that went into liquidation or administration
  • The 2 on the FCA register, including one no longer authorised
  • The 2 companies these 3 directors run together
  • All 7 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£97.2k

−26% from £131k

Employees (average)

9

−10% from 10

Owed within a year

£69.8k

+21% from £57.8k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06647014. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

This firm’s history from the FCA register and Companies House, newest first.

2025

28 November 2025

  • Board replaced: both directors left and 3 new directors took over
  • Paul Anthony Waggitt stopped being a part-owner
  • Peter Waggitt stopped being a part-owner
  • The Beckett Investment Management Group Limited took control (75–100% of shares)

Companies House

2019

11 December 2019

  • Regulated by the FCA from this date
  • Applied to cancel its FCA authorisation

FCA register

2016

6 April 2016

  • Paul Anthony Waggitt became a part-owner (25–50% of shares)
  • Peter Waggitt became a part-owner (25–50% of shares)

Companies House

2008

15 July 2008

  • Incorporated at Companies House

Companies House

In the full report: all 24 events

  • All 24 events in its history (9 shown here)
  • Every director appointment and resignation: 11
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Connected firms

Other FCA-listed firms that share a director, phone number or address with this firm. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
no longer authorised
1
share a director
2

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (2)
  • Who links each one: the named directors, with dates
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Similar firms

Other firms of the same type (pension transfer adviser), nearest first.

In the Cambridge (CB) postcode area

Elsewhere in the UK

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on this firm

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 24 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Absolute Sense Independent Financial Advisers Limited FCA authorised?
Absolute Sense Independent Financial Advisers Limited (FRN 828966) is on the FCA register, but its authorisation is changing (authorisation being cancelled). Check the register before dealing with it.
What is Absolute Sense Independent Financial Advisers’ phone number and website?
The FCA register lists the phone number 07796 867029 and the website absolutesense.co.uk for Absolute Sense Independent Financial Advisers. If you were given different contact details, use these to check with the firm before going any further.
Is Absolute Sense Independent Financial Advisers a scam or clone?
Absolute Sense Independent Financial Advisers is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Absolute Sense Independent Financial Advisers?
It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Absolute Sense Independent Financial Advisers to the Financial Ombudsman Service, free of charge.
Who owns Absolute Sense Independent Financial Advisers?
Absolute Sense Independent Financial Advisers is owned by The Beckett Investment Management Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 28 November 2025. Before that, it was controlled by Mr Peter Waggitt and Mr Paul Anthony Waggitt.
Who runs Absolute Sense Independent Financial Advisers?
Companies House lists 3 directors of Absolute Sense Independent Financial Advisers: Mark David Hall, Ian James White and Gavin James Wood.
How long has Absolute Sense Independent Financial Advisers been in business?
The company was formed on 15 July 2008.
What do Absolute Sense Independent Financial Advisers’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £97.2k (−26% from £131k).
Does Absolute Sense Independent Financial Advisers use any other names?
It has previously used the name Edgar Books & Co.

Sources and links

The full report on Absolute Sense Independent Financial Advisers Limited

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