Acorn to Oaks Financial Services Ltd

Reference number: 486131

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When a2ofs.co.uk first appeared online, and whether it can receive email
  • What kind of line 01902 409414 is, and the other firm that gives it
  • Who else gives the postcode WV13 2HA
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Other names (12)

If you were contacted under any of these names, it is this firm.

  • GiveInsure Trading name
  • Insurelet Trading name
  • Navigate Commercial Finance Trading name
  • Save Money On Business Insurance Trading name
  • Wolf Life Trading name
  • Able Direct Insurance Former trading name
  • Business Money Insurance Services Former trading name
  • Cabinet Maker Financial Services Former trading name
  • FRP Capital Insurance Services Former trading name
  • Progressive Property Finance Former trading name
  • Redstones Financial Services Former trading name
  • VCAF Insurance Services Former trading name

FCA permissions and consumer protection

  • Hold or safeguard your money · Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Sell or arrange insurance FSCS may apply
    Eligible insurance claims may be FSCS-protected, often 90%, or 100% for compulsory or long-term cover.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (14 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on P2P agreements
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Assisting in the administration and performance of a contract of insurance
  • Credit Broking
  • Dealing in investments as agent
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06547017
Company status
Active
Company type
Private limited company
Incorporated
27 March 2008 (18 years old)
Registered office
Office G11, West Midlands House, Gipsy Lane, Willenhall, WV13 2HA, England
Nature of business
  • Life insurance (SIC 65110)
  • Non-life insurance (SIC 65120)
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Claire Oakley Director Aug 1967 27 Mar 2008 13 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
closed down
6
are FCA-registered
2

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The 2 on the FCA register
  • All 9 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£832k

+9.8% from £758k

Cash at bank

£443k

−7.4% from £478k

Employees (average)

18

Same as 18

Assets and liabilities

In the full report: all 5 years of accounts

  • Every year from 2021 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06547017. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Acorn to Oaks Financial Services’s history from the FCA register and Companies House, newest first.

Key events (12) All events (51)

2025

21 October 2025

  • Acorn To Oaks Financial Services Eot Ltd became the majority owner (50–75% of shares)

Companies House

2021

1 April 2021

  • Claire Oakley became a part-owner (25–50% of shares)
  • Jason Sam Oakley became a part-owner (25–50% of shares)
  • Max Barney Investments Limited stopped being a part-owner
  • Oakley Family Investments Ltd became a part-owner (25–50% of shares)

Companies House

2019

7 January 2019

  • Claire Oakley no longer holds 25–50% of the votes
  • Max Barney Investments Limited became a part-owner (25–50% of shares)

Companies House

2016

6 April 2016

  • Claire Oakley gained 25–50% of the votes

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2008

8 September 2008

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

27 March 2008

  • Incorporated at Companies House

Companies House

In the full report: all 51 events

  • All 51 events in its history (12 shown here)
  • Every director appointment and resignation: 17
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Firms connected to Acorn to Oaks Financial Services

Other FCA-listed firms that share a director, phone number or address with Acorn to Oaks Financial Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
7
no longer authorised
1
share a director
1

In the full report: all 7 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (5)
  • Who links each one: the named directors, with dates
  • 1 past link through former directors
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Firms like Acorn to Oaks Financial Services

Other firms of the same type (pension transfer adviser), nearest first.

In the Wolverhampton (WV) postcode area

Bentley Independent Financial Advisers LtdBridgnorthAuthorisedBelvide Finance LimitedWolverhamptonAppointed representative

Elsewhere in the UK

(SMT) Money Matters LimitedCrawleyAuthorised415 LLPWantageAuthorisedAbsolute Sense Independent Financial Advisers LimitedElySee the registerActive Financial Partners LimitedWaterloovilleAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Acorn to Oaks Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 3 background checks on its contact details
  • 5 years of accounts, charted
  • All 51 events in its history
  • 7 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Acorn to Oaks Financial Services Ltd FCA authorised?
Yes, Acorn to Oaks Financial Services Ltd (FRN 486131) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since September 2008 and works as a pension transfer adviser. The FCA has placed no limits on its permissions.
What is Acorn to Oaks Financial Services’ phone number and website?
The FCA register lists the phone number 01902 409414 and the website a2ofs.co.uk for Acorn to Oaks Financial Services. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Acorn to Oaks Financial Services a scam or clone?
Acorn to Oaks Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Acorn to Oaks Financial Services?
It is permitted to hold and control client money, which it must keep separate from its own. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Acorn to Oaks Financial Services to the Financial Ombudsman Service, free of charge.
Who owns Acorn to Oaks Financial Services?
Acorn to Oaks Financial Services is owned by Acorn To Oaks Financial Services Eot Ltd, which holds 50–75% of shares, since 21 October 2025. Before that, it was controlled by Max Barney Investments Limited.
Who runs Acorn to Oaks Financial Services?
Companies House lists one director of Acorn to Oaks Financial Services: Claire Oakley.
How long has Acorn to Oaks Financial Services been in business?
The company was formed on 27 March 2008, and has held its current FCA authorisation since September 2008.
What do Acorn to Oaks Financial Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £832k (+9.8% from £758k) and cash at bank of £443k (−7.4% from £478k).
Does Acorn to Oaks Financial Services use any other names?
It trades as GiveInsure, Insurelet, Navigate Commercial Finance, Save Money On Business Insurance and Wolf Life. It has previously used 7 other names, including Able Direct Insurance, Business Money Insurance Services and Cabinet Maker Financial Services.

Sources and links

The full report on Acorn to Oaks Financial Services Ltd

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