Belvide Finance Limited

Reference number: 440964

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Belvide Finance Limited (FRN 440964) is an AR of ADNFC FINANCIAL CONSULTANTS LTD (FRN 918720). When you use Belvide Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Belvide Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When belvidefinance.com first appeared online, and whether it can receive email
  • What kind of line 01902 952056 is
  • Who else gives the postcode WV6 7JD
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Other names (3)

If you were contacted under any of these names, it is this firm.

  • Belvide Finance Ltd Former name: A name it was registered under before.
  • Philip ~Dubberley Former name: A name it was registered under before.
  • PJD Mortgages Ltd Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Adnfc Financial Consultants Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
25 January 2018 (8 years old)
Registered office
64 Fern Fields Drive, Perton, Wolverhampton, WV6 7JD, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Philip Dubberley Director Jan 1971 25 Jan 2018 None
Susan Dubberley-Potts Director Aug 1971 4 Apr 2025 None
Susan Dubberley-Potts Secretary Not published 25 Jan 2018 –

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 March 2026Micro-entity accountsNot audited

Net assets

£37

−97% from £1,170

Employees (average)

2

+100% from 1

Owed within a year

£3,914

−39% from £6,437

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11169877. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Belvide Finance’s history from the FCA register and Companies House, newest first.

2025

5 June 2025

  • Changed its registered name from "Belvide Finance Ltd"

FCA register

2018

22 May 2018

  • Changed its registered name from "Philip Dubberley"

FCA register

25 January 2018

  • Incorporated at Companies House
  • Philip Dubberley took control (75–100% of shares)

Companies House

2017

15 February 2017

  • Changed its registered name from "Philip ~Dubberley"

FCA register

2016

13 May 2016

  • Changed its registered name from "PJD Mortgages Ltd"

FCA register

2005

24 October 2005

  • Became an appointed representative

FCA register

In the full report: all 11 events

  • All 11 events in its history (7 shown here)
  • Every director appointment and resignation: 2
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Firms like Belvide Finance

Other firms of the same type (pension transfer adviser), nearest first.

In the Wolverhampton (WV) postcode area

Elsewhere in the UK

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Belvide Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 11 events in its history

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Frequently asked questions about this firm

Is Belvide Finance Limited FCA authorised?
Belvide Finance Limited (FRN 440964) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Belvide Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Belvide Finance Limited (FRN 440964) is an AR of ADNFC FINANCIAL CONSULTANTS LTD (FRN 918720). When you use Belvide Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Belvide Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Belvide Finance’s phone number and website?
The FCA register lists the phone number 01902 952056 and the website belvidefinance.com for Belvide Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Belvide Finance a scam or clone?
Belvide Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Belvide Finance?
Protection works through Adnfc Financial Consultants Ltd, the principal firm responsible for Belvide Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Belvide Finance?
Companies House lists one person with significant control of Belvide Finance: Mr Philip Dubberley (75–100% of shares).
Who runs Belvide Finance?
Companies House lists 2 directors of Belvide Finance: Philip Dubberley and Susan Dubberley-Potts.
How long has Belvide Finance been in business?
The company was formed on 25 January 2018.
What do Belvide Finance’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £37 (−97% from £1,170).
Does Belvide Finance use any other names?
It has previously used 3 other names: Belvide Finance Ltd, Philip ~Dubberley and PJD Mortgages Ltd.

Sources and links

The full report on Belvide Finance Limited

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