Accord International Planning Ltd

Reference number: 804113

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Accord Financial Planning Limited Reference number: 613111 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Accord International Planning Ltd (FRN 804113) is an AR of Accord Financial Planning Limited (FRN 613111). When you use Accord International Planning's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Accord International Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07535 087698

  • Address

    9 Locksbrook Road, Bath, Somerset, BA1 3EY, United Kingdom

In the full report: 2 background checks

  • What kind of line 07535 087698 is
  • Who else gives the postcode BA1 3EY
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Accord Financial Planning Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
ACCORD INTERNATIONAL PLANNING LIMITED
Company number
11232639
Company status
Active
Company type
Private limited company
Incorporated
5 March 2018 (8 years old)
Registered office
Unit 12 Old Mills Industrial Estate, Paulton, Bristol, BS39 7SU, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Matthew Ray Director Apr 1974 5 Mar 2018 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

Year to 31 March 2026Small company accountsNot audited

Net assets

£2,818

Up £2,660 from £158

Cash at bank

£21.2k

+19% from £17.8k

Employees (average)

1

Same as 1

Owed within a year

£19.0k

+1.4% from £18.7k

Net assets

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11232639. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Accord International Planning’s history from the FCA register and Companies House, newest first.

2018

15 March 2018

  • Became an appointed representative

FCA register

5 March 2018

  • Incorporated at Companies House
  • Accord Financial Planning Limited took control (75–100% of shares)
  • Matthew Ray gained significant control
  • Matthew Ray no longer has significant control
  • Matthew Ray appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Accord International Planning

Other FCA-listed firms that share a director, phone number or address with Accord International Planning. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Accord International Planning

Other firms of the same type (financial adviser), nearest first.

In Bath

Alpha House Wealth Management LimitedBathAppointed representativeBarlow & Bartlett Wealth ManagementBathAppointed representativeBath & West Wealth Management LtdBathAppointed representativeCooper Knowles LimitedBathAppointed representativeIan Gray & Associates LtdBathAppointed representativeJack SimpsonBathAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Accord International Planning

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Accord International Planning Ltd FCA authorised?
Accord International Planning Ltd (FRN 804113) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Accord International Planning?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Accord International Planning Ltd (FRN 804113) is an AR of Accord Financial Planning Limited (FRN 613111). When you use Accord International Planning's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Accord International Planning, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Accord International Planning’s phone number?
The FCA register lists the phone number 07535 087698 for Accord International Planning. If you were given different contact details, use these to check with the firm before going any further.
Is Accord International Planning a scam or clone?
Accord International Planning is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Accord International Planning?
Protection works through Accord Financial Planning Limited, the principal firm responsible for Accord International Planning's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Accord International Planning?
Accord International Planning is owned by Accord Financial Planning Limited, which holds 75–100% of shares and 75–100% of votes, since 5 March 2018. Before that, it was controlled by Mr Matthew Ray.
Who runs Accord International Planning?
Companies House lists one director of Accord International Planning: Matthew Ray.
How long has Accord International Planning been in business?
The company was formed on 5 March 2018.
What do Accord International Planning’s latest accounts show?
Its latest accounts, to 31 March 2026, show net assets of £2,818 (up £2,660 from £158) and cash at bank of £21.2k (+19% from £17.8k).

Sources and links

The full report on Accord International Planning Ltd

£19.99 · Instant PDF download

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