Ian Gray & Associates Ltd

Reference number: 418811

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Priscum Limited Reference number: 507387 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ian Gray & Associates Ltd (FRN 418811) is an AR of Priscum Limited (FRN 507387). When you use Ian Gray & Associates's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ian Gray & Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When grayandassociates.co.uk first appeared online, and whether it can receive email
  • What kind of line 01249 750204 is
  • Who else gives the postcode BA1 4JN
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Gray & Associates Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Priscum Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
IAN GRAY & ASSOCIATES LIMITED
Company number
05118965
Company status
Active
Company type
Private limited company
Incorporated
5 May 2004 (22 years old)
Registered office
3 Broadmoor Park, Bath, Bath And North East Somerset, BA1 4JN, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Robert David Martin Gray Director Sep 1984 28 Apr 2014 4 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
4

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 May 2026Small company accountsNot audited

Net assets

£210k

−15% from £247k

Cash at bank

£26.2k

−88% from £220k

Employees (average)

2

Same as 2

Owed within a year

£3,338

−82% from £18.8k

Assets and liabilities

In the full report: all 8 years of accounts

  • Every year from 2019 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 05118965. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Ian Gray & Associates’s history from the FCA register and Companies House, newest first.

Key events (3) All events (9)

2016

6 April 2016

  • Robert David Martin Gray took control (75–100% of shares)

Companies House

2004

23 December 2004

  • Became an appointed representative

FCA register

5 May 2004

  • Incorporated at Companies House

Companies House

In the full report: all 9 events

  • All 9 events in its history (3 shown here)
  • Every director appointment and resignation: 5
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Firms like Ian Gray & Associates

Other firms of the same type (financial adviser), nearest first.

In Bath

Accord International Planning LtdBathAppointed representativeAlpha House Wealth Management LimitedBathAppointed representativeBarlow & Bartlett Wealth ManagementBathAppointed representativeBath & West Wealth Management LtdBathAppointed representativeCooper Knowles LimitedBathAppointed representativeJack SimpsonBathAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ian Gray & Associates

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • 8 years of accounts, charted
  • All 9 events in its history

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Frequently asked questions about this firm

Is Ian Gray & Associates Ltd FCA authorised?
Ian Gray & Associates Ltd (FRN 418811) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ian Gray & Associates?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ian Gray & Associates Ltd (FRN 418811) is an AR of Priscum Limited (FRN 507387). When you use Ian Gray & Associates's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ian Gray & Associates, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ian Gray & Associates’ phone number and website?
The FCA register lists the phone number 01249 750204 and the website grayandassociates.co.uk for Ian Gray & Associates. If you were given different contact details, use these to check with the firm before going any further.
Is Ian Gray & Associates a scam or clone?
Ian Gray & Associates is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ian Gray & Associates?
Protection works through Priscum Limited, the principal firm responsible for Ian Gray & Associates's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ian Gray & Associates?
Companies House lists one person with significant control of Ian Gray & Associates: Mr Robert David Martin Gray (75–100% of shares).
Who runs Ian Gray & Associates?
Companies House lists one director of Ian Gray & Associates: Robert David Martin Gray.
How long has Ian Gray & Associates been in business?
The company was formed on 5 May 2004.
What do Ian Gray & Associates’ latest accounts show?
Its latest accounts, to 31 May 2026, show net assets of £210k (−15% from £247k) and cash at bank of £26.2k (−88% from £220k).
Does Ian Gray & Associates use any other names?
It trades as Gray & Associates.

Sources and links

The full report on Ian Gray & Associates Ltd

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