Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 25 years
- Protected through the principal
- No FCA actions
- Active company since 2001
- Accounts filed up to 31 March 2025
- On its latest accounts it owed £89.4k more than it owned
Responsible principal firm
The Whitechurch Network Limited Reference number: 190859 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Accumulus Consulting Limited (FRN 196816) is an AR of The Whitechurch Network Limited (FRN 190859). When you use Accumulus Consulting's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Accumulus Consulting, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
8 The Monument, 45-47 Monument Hill, Weybridge, Surrey, KT13 8RN, United Kingdom
In the full report: 2 background checks
- What kind of line 01932 808247 is
- Who else gives the postcode KT13 8RN
Other names (3)
If you were contacted under any of these names, it is this firm.
- Accumulus Consulting Ltd Former name: A name it was registered under before.
- Brown and Batts Wealth Management Former trading name: A name it used to trade under.
- Tuley Hall Financial Consulting Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through The Whitechurch Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04275624 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 August 2001 (25 years old)
- Registered office
- The Old Rectory, Church Street, Weybridge, Surrey, KT13 8DE, United Kingdom
- Nature of business
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- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Geoffrey Folk O'Shea | Director | Nov 1966 | 29 Aug 2001 | 3 other companies |
| Bridget Mary Walker | Director | Aug 1961 | 21 Dec 2017 | None |
| Ian Mark Westen | Director | Oct 1966 | 21 Dec 2017 | None |
| Sayyed Yusuf Ali Akhtar | Director | Jul 1988 | 27 Aug 2021 | None |
Other companies run by these 4 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- closed down
- 2
- still active
- 1
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 4 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 5 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£89.4k
Up £18.1k from −£108k
Owed within a year
£74.2k
+12% from £66.0k
Net assets are negative: on its last balance sheet the company owed £89.4k more than it owned.
Net assets
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 04275624. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Accumulus Consulting’s history from the FCA register and Companies House, newest first.
2025
19 March 2025
- Changed its registered name from "Accumulus Consulting Ltd"
FCA register
2016
1 July 2016
- Geoffrey Folk O'Shea became the majority owner (50–75% of shares)
Companies House
2001
20 September 2001
- Became an appointed representative
FCA register
23 August 2001
- Incorporated at Companies House
Companies House
In the full report: all 12 events
- All 12 events in its history (4 shown here)
- Every director appointment and resignation: 4
Firms connected to Accumulus Consulting
Other FCA-listed firms that share a director, phone number or address with Accumulus Consulting. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like Accumulus Consulting
Other firms of the same type (credit broker), nearest first.
In Weybridge
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Accumulus Consulting
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 12 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk