RCL Cruises LTD

Reference number: 1051418

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • RCL Cruises LTD (FRN 1051418) introduces customers to Affirm U.K. Limited (FRN 756087). Any regulated advice or arranging is done by the principal, not RCL Cruises.
  • Example: if RCL Cruises refers you to a financial adviser, the advice should come from the principal firm, not from RCL Cruises itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When royalcaribbean.com first appeared online, and whether it can receive email
  • What kind of line 0344 493 4005 is
  • Who else gives the postcode KT10 0XW
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Affirm U.K. Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
6 September 2010 (16 years old)
Registered office
7, The Heights, Brooklands, Weybridge, Surrey,, Brooklands, Weybridge, KT13 0XW, England
Nature of business
  • Sea and coastal passenger water transport (SIC 50100)
  • Travel agency activities (SIC 79110)

Directors and company secretaries

Name Role Born Appointed Other companies
Danielle Stella Dixon Director Aug 1992 19 Mar 2024 5 other companies
Stig Eriksen Director Oct 1973 19 Mar 2024 9 other companies
Gerard William Nolan Director Jan 1979 21 Jun 2024 None
Naftali Holtz Director Jun 1977 1 Jan 2026 4 other companies
Palle Laursen Director Jan 1974 1 Jan 2026 None
Indira Sordo Secretary Not published 1 Jan 2024 –

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
13
still active
13
is FCA-registered
1

In the full report: all 13 companies, named

  • What each company does, and whether it is still trading
  • Which of these 5 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • The 5 companies these 5 directors run together
  • All 27 people who have ever been directors, with their dates
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Key dates in its history

RCL Cruises’s history from the FCA register and Companies House, newest first.

2026

16 March 2026

  • Became an introducer appointed representative

FCA register

2020

4 March 2020

  • Royal Caribbean Cruises Ltd took control (75–100% of shares)

Companies House

20 February 2020

  • Gavin Stuart Smith no longer has significant control

Companies House

2016

6 April 2016

  • Gavin Stuart Smith gained significant control

Companies House

2010

6 September 2010

  • Incorporated at Companies House

Companies House

In the full report: all 54 events

  • All 54 events in its history (5 shown here)
  • Every director appointment and resignation: 49
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Firms connected to RCL Cruises

Other FCA-listed firms that share a director, phone number or address with RCL Cruises. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1)
  • Who links it to this firm: the named directors, with dates
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Firms like RCL Cruises

Other firms of the same type (credit broker), nearest first.

In Weybridge

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on RCL Cruises

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 13 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 54 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is RCL Cruises LTD FCA authorised?
RCL Cruises LTD (FRN 1051418) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for RCL Cruises?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. RCL Cruises LTD (FRN 1051418) introduces customers to Affirm U.K. Limited (FRN 756087). Any regulated advice or arranging is done by the principal, not RCL Cruises. Example: if RCL Cruises refers you to a financial adviser, the advice should come from the principal firm, not from RCL Cruises itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is RCL Cruises’ phone number and website?
The FCA register lists the phone number 0344 493 4005 and the website royalcaribbean.com/gbr/en?country=GBR for RCL Cruises. If you were given different contact details, use these to check with the firm before going any further.
Is RCL Cruises a scam or clone?
RCL Cruises is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with RCL Cruises?
Protection works through Affirm U.K. Limited, the principal firm responsible for RCL Cruises's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns RCL Cruises?
RCL Cruises is owned by Royal Caribbean Cruises Ltd, which holds 75–100% of shares, since 4 March 2020. Before that, it was controlled by Mr Gavin Stuart Smith.
Who runs RCL Cruises?
Companies House lists 5 directors of RCL Cruises: Danielle Stella Dixon, Stig Eriksen, Gerard William Nolan, Naftali Holtz and Palle Laursen.
How long has RCL Cruises been in business?
The company was formed on 6 September 2010.

Sources and links

The full report on RCL Cruises LTD

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