Ace Autos Bedford Ltd

Reference number: 1039668

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • Ace Autos Bedford Ltd (FRN 1039668) introduces customers to Jigsaw Finance Limited (FRN 679612). Any regulated advice or arranging is done by the principal, not Ace Autos Bedford.
  • Example: if Ace Autos Bedford refers you to a financial adviser, the advice should come from the principal firm, not from Ace Autos Bedford itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When aceautosbedford.co.uk first appeared online, and whether it can receive email
  • What kind of line 07882 548073 is
  • Who else gives the postcode MK40 4JX
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Ace Autos Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Jigsaw Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
22 July 2025 (1 year old)
Registered office
84a Ford End Road, Bedford, MK40 4JX, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)

Directors and company secretaries

Name Role Born Appointed Other companies
Mohammed Irfan Malik Director Sep 2000 22 Jul 2025 None
Mohammed Yusuf Malik Director May 1962 22 Jul 2025 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Key dates in its history

Ace Autos Bedford’s history from the FCA register and Companies House, newest first.

2025

5 December 2025

  • Changed its registered name from "Ace Autos"

FCA register

29 July 2025

  • Became an introducer appointed representative

FCA register

22 July 2025

  • Incorporated at Companies House
  • Mohammed Irfan Malik became a part-owner (25–50% of shares)
  • Mohammed Yusuf Malik became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (5 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Ace Autos Bedford

Other FCA-listed firms that share a director, phone number or address with Ace Autos Bedford. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Ace Autos Bedford

Other firms of the same type (car dealer), nearest first.

In Bedford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ace Autos Bedford

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Ace Autos Bedford Ltd FCA authorised?
Ace Autos Bedford Ltd (FRN 1039668) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for Ace Autos Bedford?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Ace Autos Bedford Ltd (FRN 1039668) introduces customers to Jigsaw Finance Limited (FRN 679612). Any regulated advice or arranging is done by the principal, not Ace Autos Bedford. Example: if Ace Autos Bedford refers you to a financial adviser, the advice should come from the principal firm, not from Ace Autos Bedford itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ace Autos Bedford’s phone number and website?
The FCA register lists the phone number 07882 548073 and the website aceautosbedford.co.uk/contact for Ace Autos Bedford. If you were given different contact details, use these to check with the firm before going any further.
Is Ace Autos Bedford a scam or clone?
Ace Autos Bedford is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ace Autos Bedford?
Protection works through Jigsaw Finance Limited, the principal firm responsible for Ace Autos Bedford's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Ace Autos Bedford?
Companies House lists 2 people with significant control of Ace Autos Bedford: Mr Mohammed Irfan Malik (25–50% of shares) and Mr Mohammed Yusuf Malik (25–50% of shares).
Who runs Ace Autos Bedford?
Companies House lists 2 directors of Ace Autos Bedford: Mohammed Irfan Malik and Mohammed Yusuf Malik.
How long has Ace Autos Bedford been in business?
The company was formed on 22 July 2025.
Does Ace Autos Bedford use any other names?
It trades as Ace Autos.

Sources and links

The full report on Ace Autos Bedford Ltd

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