OBG Automotive Ltd

Reference number: 1061343

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • OBG Automotive Ltd (FRN 1061343) introduces customers to Jigsaw Finance Limited (FRN 679612). Any regulated advice or arranging is done by the principal, not OBG Automotive.
  • Example: if OBG Automotive refers you to a financial adviser, the advice should come from the principal firm, not from OBG Automotive itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When obgcars.co.uk first appeared online, and whether it can receive email
  • What kind of line 07775 967751 is
  • Who else gives the postcode MK43 8RT
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Jigsaw Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
28 May 2021 (5 years old)
Registered office
20-22 Wenlock Road, London, N1 7GU, England
Nature of business
  • Sale of used cars and light motor vehicles (SIC 45112)
  • Wholesale trade of motor vehicle parts and accessories (SIC 45310)

Directors and company secretaries

Name Role Born Appointed Other companies
Oliver Gross Director Mar 1998 28 May 2021 None
Philip Gross Director Sep 1957 28 May 2021 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 May 2023Micro-entity accountsAudited

Net assets

£4,114

Up £6,524 from −£2,410

Employees (average)

2

Same as 2

Owed within a year

£2,723

+7.6% from £2,531

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 13427036. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

OBG Automotive’s history from the FCA register and Companies House, newest first.

2026

7 August 2026

  • Became an introducer appointed representative

FCA register

2025

8 June 2025

  • Dominic Gross stopped being a part-owner
  • One Four Four Capital Ltd became a part-owner (25–50% of shares)

Companies House

2024

6 August 2024

  • Philip Gross no longer has significant control

Companies House

2021

28 May 2021

  • Incorporated at Companies House
  • Dominic Gross became a part-owner (25–50% of shares)
  • Oliver Gross became a part-owner (25–50% of shares)
  • Philip Gross gained significant control
  • Oliver Gross appointed as a director
  • Philip Gross appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like OBG Automotive

Other firms of the same type (car dealer), nearest first.

In Bedford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on OBG Automotive

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 10 events in its history

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Frequently asked questions about this firm

Is OBG Automotive Ltd FCA authorised?
OBG Automotive Ltd (FRN 1061343) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for OBG Automotive?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. OBG Automotive Ltd (FRN 1061343) introduces customers to Jigsaw Finance Limited (FRN 679612). Any regulated advice or arranging is done by the principal, not OBG Automotive. Example: if OBG Automotive refers you to a financial adviser, the advice should come from the principal firm, not from OBG Automotive itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is OBG Automotive’s phone number and website?
The FCA register lists the phone number 07775 967751 and the website obgcars.co.uk for OBG Automotive. If you were given different contact details, use these to check with the firm before going any further.
Is OBG Automotive a scam or clone?
OBG Automotive is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with OBG Automotive?
Protection works through Jigsaw Finance Limited, the principal firm responsible for OBG Automotive's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns OBG Automotive?
Companies House lists 2 people with significant control of OBG Automotive: Mr Oliver Gross (25–50% of shares) and One Four Four Capital Ltd (25–50% of shares). Before that, it was controlled by Mr Dominic Gross and Mr Philip Gross.
Who runs OBG Automotive?
Companies House lists 2 directors of OBG Automotive: Oliver Gross and Philip Gross.
How long has OBG Automotive been in business?
The company was formed on 28 May 2021.
What do OBG Automotive’s latest accounts show?
Its latest accounts, to 31 May 2023, show net assets of £4,114 (up £6,524 from −£2,410).

Sources and links

The full report on OBG Automotive Ltd

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