Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2021
- Accounts filed up to 31 May 2023
Responsible principal firm
Jigsaw Finance Limited Reference number: 679612 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- OBG Automotive Ltd (FRN 1061343) introduces customers to Jigsaw Finance Limited (FRN 679612). Any regulated advice or arranging is done by the principal, not OBG Automotive.
- Example: if OBG Automotive refers you to a financial adviser, the advice should come from the principal firm, not from OBG Automotive itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Unit 4 Box Farm, West End Road, Kempston, Bedford, Bedfordshire, MK43 8RT, United Kingdom
In the full report: 3 background checks
- When obgcars.co.uk first appeared online, and whether it can receive email
- What kind of line 07775 967751 is
- Who else gives the postcode MK43 8RT
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Jigsaw Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 13427036 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 28 May 2021 (5 years old)
- Registered office
- 20-22 Wenlock Road, London, N1 7GU, England
- Nature of business
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- Sale of used cars and light motor vehicles (SIC 45112)
- Wholesale trade of motor vehicle parts and accessories (SIC 45310)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Oliver Gross | Director | Mar 1998 | 28 May 2021 | None |
| Philip Gross | Director | Sep 1957 | 28 May 2021 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
Filed accounts and finances
Net assets
£4,114
Up £6,524 from −£2,410
Employees (average)
2
Same as 2
Owed within a year
£2,723
+7.6% from £2,531
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 13427036. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
OBG Automotive’s history from the FCA register and Companies House, newest first.
2026
7 August 2026
- Became an introducer appointed representative
FCA register
2025
8 June 2025
- Dominic Gross stopped being a part-owner
- One Four Four Capital Ltd became a part-owner (25–50% of shares)
Companies House
2024
6 August 2024
- Philip Gross no longer has significant control
Companies House
2021
28 May 2021
- Incorporated at Companies House
- Dominic Gross became a part-owner (25–50% of shares)
- Oliver Gross became a part-owner (25–50% of shares)
- Philip Gross gained significant control
- Oliver Gross appointed as a director
- Philip Gross appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like OBG Automotive
Other firms of the same type (car dealer), nearest first.
In Bedford
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on OBG Automotive
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 3 background checks on its contact details
- All 10 events in its history
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Frequently asked questions about this firm
Is OBG Automotive Ltd FCA authorised?
What does introducer appointed representative mean for OBG Automotive?
What is OBG Automotive’s phone number and website?
Is OBG Automotive a scam or clone?
Is my money safe with OBG Automotive?
Who owns OBG Automotive?
Who runs OBG Automotive?
How long has OBG Automotive been in business?
What do OBG Automotive’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk