Active Business Protection Limited

Reference number: 991131

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Active Mortgage Services Limited Reference number: 473140 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Active Business Protection Limited (FRN 991131) is an AR of Active Mortgage Services Limited (FRN 473140). When you use Active Business Protection's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Active Business Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    01287 635777

  • Address

    4 Highcliffe View, Westgate, Guisborough, Redcar and Cleveland, TS14 6AY, United Kingdom

In the full report: 2 background checks

  • What kind of line 01287 635777 is, and the other firm that gives it
  • Who else gives the postcode TS14 6AY
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • ContinuityPoint Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Active Mortgage Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14535477
Company status
Active
Company type
Private limited company
Incorporated
12 December 2022 (3 years old)
Registered office
4 4 Highcliff View, Westgate, Guisborough, TS14 6AY, England
Nature of business
  • Life insurance (SIC 65110)

Directors and company secretaries

Name Role Born Appointed Other companies
Mark Roy Belch Director Jan 1968 12 Dec 2022 None
Gordon Covell Director Jan 1953 12 Dec 2022 None
Emma Louise Oswin Director Oct 1973 12 Dec 2022 17 other companies

Other companies run by these 3 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
17
closed down
11
are FCA-registered
3

In the full report: all 17 companies, named

  • What each company does, and whether it is still trading
  • Which of these 3 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 3 on the FCA register
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Filed accounts and finances

Year to 31 December 2024Dormant company accountsNot audited

Net assets

£1

Same as £1

These accounts were filed as dormant: the company reported no significant trading in the period.

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 14535477. Figures are exactly as filed; nothing is estimated.

Key dates in its history

Active Business Protection’s history from the FCA register and Companies House, newest first.

Key events (5) All events (9)

2023

3 February 2023

  • Became an appointed representative

FCA register

2022

12 December 2022

  • Incorporated at Companies House
  • Emma Louise Oswin became a part-owner (25–50% of shares)
  • Gordon Covell became a part-owner (25–50% of shares)
  • Mark Roy Belch became a part-owner (25–50% of shares)

Companies House

In the full report: all 9 events

  • All 9 events in its history (5 shown here)
  • Every director appointment and resignation: 3
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Firms connected to Active Business Protection

Other FCA-listed firms that share a director, phone number or address with Active Business Protection. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
no longer authorised
1
share a director
1

In the full report: all 2 connected firms, named

  • How each is linked: shared directors (1), the same phone number (1), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 2 past links through former directors
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Firms like Active Business Protection

Other firms of the same type (mortgage adviser or broker), nearest first.

In Guisborough

Active Mortgage Services LimitedGuisboroughAuthorisedGuisborough Mortgage Centre LimitedGuisboroughAuthorised

In the Cleveland (TS) postcode area

Angela OwensStockton-On-TeesAppointed representativeArdent Mortgage SolutionsStockton-on-TeesAppointed representativeAsif ZamanMiddlesbroughAppointed representativeAstute Commercial Brokers LimitedMiddlesbroughAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Active Business Protection

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 17 other companies its directors have run, named
  • 2 background checks on its contact details
  • All 9 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Active Business Protection Limited FCA authorised?
Active Business Protection Limited (FRN 991131) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Active Business Protection?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Active Business Protection Limited (FRN 991131) is an AR of Active Mortgage Services Limited (FRN 473140). When you use Active Business Protection's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Active Business Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Active Business Protection’s phone number?
The FCA register lists the phone number 01287 635777 for Active Business Protection. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by one other FCA firm.
Is Active Business Protection a scam or clone?
Active Business Protection is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Active Business Protection?
Protection works through Active Mortgage Services Limited, the principal firm responsible for Active Business Protection's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Active Business Protection?
Companies House lists 3 people with significant control of Active Business Protection: Mr Mark Roy Belch (25–50% of shares), Mr Gordon Covell (25–50% of shares) and Miss Emma Louise Oswin (25–50% of shares).
Who runs Active Business Protection?
Companies House lists 3 directors of Active Business Protection: Mark Roy Belch, Gordon Covell and Emma Louise Oswin.
How long has Active Business Protection been in business?
The company was formed on 12 December 2022.
What do Active Business Protection’s latest accounts show?
Its latest accounts, to 31 December 2024, show net assets of £1 (same as £1).
Does Active Business Protection use any other names?
It trades as ContinuityPoint.

Sources and links

The full report on Active Business Protection Limited

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