Active Money Solutions Limited

Reference number: 585175

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

The On-Line Partnership Limited Reference number: 192638 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Active Money Solutions Limited (FRN 585175) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Active Money Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Active Money Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    028 9521 6500

  • Address

    411 Lisburn Road, Belfast, Co.Antrim, BT9 7EW, United Kingdom

In the full report: 2 background checks

  • What kind of line 028 9521 6500 is
  • Who else gives the postcode BT9 7EW
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Stephen Pepper Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through The On-Line Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
ACTIVE MONEY SOLUTIONS LTD
Company number
NI612411
Company status
Active
Company type
Private limited company
Incorporated
26 April 2012 (14 years old)
Registered office
411 Lisburn Road, Belfast, BT9 7EW
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Stephen Pepper Director Jan 1974 26 Apr 2012 5 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
5
closed down
2
is FCA-registered
1

In the full report: all 5 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
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Filed accounts and finances

Year to 30 April 2025Small company accountsNot audited

Net assets

−£2,839

Down £3,224 from £385

Cash at bank

£14.2k

−35% from £21.8k

Employees (average)

4

Same as 4

Owed within a year

£23.2k

−11% from £26.2k

Net assets are negative: on its last balance sheet the company owed £2,839 more than it owned.

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company NI612411. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Active Money Solutions’s history from the FCA register and Companies House, newest first.

2017

1 April 2017

  • Stephen Pepper took control (75–100% of shares)

Companies House

2013

7 February 2013

  • Changed its registered name from "Stephen Pepper"

FCA register

2012

24 July 2012

  • Became an appointed representative
  • Began trading as "Active Money Solutions"

FCA register

26 April 2012

  • Incorporated at Companies House
  • Stephen Pepper appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Active Money Solutions

Other FCA-listed firms that share a director, phone number or address with Active Money Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share a director
1
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: shared directors (1), the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Active Money Solutions

Other firms of the same type (credit broker), nearest first.

In Belfast

Irish National Teachers OrganisationBelfastAppointed representativeAleksandr BorisovBelfastAppointed representativeAran McCorryBelfastAppointed representativeAshwood Commercial Finance LLPBelfastAppointed representativeChristopher ScannellBelfastAppointed representativeDonna DorothyBelfastAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Active Money Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 5 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 6 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Active Money Solutions Limited FCA authorised?
Active Money Solutions Limited (FRN 585175) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Active Money Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Active Money Solutions Limited (FRN 585175) is an AR of The On-Line Partnership Limited (FRN 192638). When you use Active Money Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Active Money Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Active Money Solutions’ phone number?
The FCA register lists the phone number 028 9521 6500 for Active Money Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Active Money Solutions a scam or clone?
Active Money Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Active Money Solutions?
Protection works through The On-Line Partnership Limited, the principal firm responsible for Active Money Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Active Money Solutions?
Companies House lists one person with significant control of Active Money Solutions: Mr Stephen Pepper (75–100% of shares).
Who runs Active Money Solutions?
Companies House lists one director of Active Money Solutions: Stephen Pepper.
How long has Active Money Solutions been in business?
The company was formed on 26 April 2012.
What do Active Money Solutions’ latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of −£2,839 (down £3,224 from £385) and cash at bank of £14.2k (−35% from £21.8k).
Does Active Money Solutions use any other names?
It has previously used the name Stephen Pepper.

Sources and links

The full report on Active Money Solutions Limited

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