Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
Responsible principal firm
Optimum Commercial Solutions Ltd Reference number: 808754 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Ashwood Commercial Finance LLP (FRN 1033399) is an AR of Optimum Commercial Solutions Ltd (FRN 808754). When you use Ashwood Commercial Finance's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Ashwood Commercial Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
1st Floor Ashwood House, Newforge Lane, Belfast, County Antrim, BT9 5NF, Northern Ireland
In the full report: 2 background checks
- What kind of line 07850 059571 is
- Who else gives the postcode BT9 5NF
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Optimum Commercial Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- NC001791 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Limited liability partnership
- Incorporated
- 2 September 2024 (2 years old)
- Registered office
- 1st Floor Ashwood House, Newforge Lane, Belfast, County Antrim, BT9 5NF, Northern Ireland
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Stephen Karl Allen | LLP designated member | Dec 1958 | 2 Sep 2024 | None |
| Orlagh Therese Hallett | LLP designated member | Feb 1976 | 2 Sep 2024 | None |
| Gavin Philip White | LLP designated member | Jan 1986 | 2 Sep 2024 | 1 other company |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other company
- 1
- still active
- 1
In the full report: all 1 company, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
Key dates in its history
Ashwood Commercial Finance’s history from the FCA register and Companies House, newest first.
2025
16 May 2025
- Became an appointed representative
FCA register
27 February 2025
- Stuart Joe McLean no longer holds 25–50% of the votes
Companies House
2024
2 September 2024
- Incorporated at Companies House
- Gavin Philip White gained 25–50% of the votes
- Orlagh Therese Hallett gained 25–50% of the votes
- Stephen Karl Allen gained 25–50% of the votes
- Stuart Joe McLean gained 25–50% of the votes
Companies House
In the full report: all 10 events
- All 10 events in its history (7 shown here)
- Every director appointment and resignation: 3
Firms connected to Ashwood Commercial Finance
Other FCA-listed firms that share a director, phone number or address with Ashwood Commercial Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share its postcode
- 1
In the full report: the connected firm, named
- How it is linked: the same postcode (1)
- Who links it to this firm: the named directors, with dates
Firms like Ashwood Commercial Finance
Other firms of the same type (credit broker), nearest first.
In Belfast
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Ashwood Commercial Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 1 other company its directors have run, named
- 2 background checks on its contact details
- All 10 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Ashwood Commercial Finance LLP FCA authorised?
What does appointed representative mean for Ashwood Commercial Finance?
What is Ashwood Commercial Finance’s phone number?
Is Ashwood Commercial Finance a scam or clone?
Is my money safe with Ashwood Commercial Finance?
Who owns Ashwood Commercial Finance?
Who runs Ashwood Commercial Finance?
How long has Ashwood Commercial Finance been in business?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk