Activities Industry Mutual Ltd: FCA regulated?

Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Appointed for 20 years
Protected through the principal
No FCA actions
Active company since 2005

Responsible principal firm

BUILDING LIFEPLANS LIMITED Reference number: 311894 Authorised View firm →

What does this mean?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
Activities Industry Mutual Ltd (FRN 451585) is an AR of BUILDING LIFEPLANS LIMITED (FRN 311894). When you use Activities Industry Mutual's services, the FCA authorisation sits with the principal firm.
Example: if you take financial advice from Activities Industry Mutual, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

No website on the FCA register
Phone number

020 7283 4646
Address

90 Fenchurch Street, London, EC3M 4ST, United Kingdom

In the full report: 2 background checks

What kind of line 020 7283 4646 is, and the 12 other firms that give it
Who else gives the postcode EC3M 4ST

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Building Lifeplans Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name: ACTIVITIES INDUSTRY MUTUAL LIMITED
Company number: 05372198 (opens Companies House in a new tab)
Company status: Active
Company type: Private company limited by guarantee
Incorporated: 22 February 2005 (21 years old)
Registered office: 90 Fenchurch Street, London, EC3M 4ST, England
Nature of business: Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Andrew Michael Gardiner	Director	Oct 1951	16 Jun 2005	11 other companies
Robert Terence Edwards	Director	Oct 1961	16 Jun 2005	3 other companies
Peter Timothy Chesterfeld Gordon	Director	Feb 1963	7 May 2009	None
Paul William Reeve	Director	Oct 1962	24 Sep 2015	9 other companies
David Alexander Eddins	Director	Apr 1977	1 Mar 2019	None
Michael Andrew King	Director	Feb 1973	4 Nov 2024	1 other company
Kieran Patrick Halpenny	Secretary	Not published	28 Sep 2022	–

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 24
closed down: 8
still active: 16

In the full report: all 24 companies, named

What each company does, and whether it is still trading
Which of these 6 directors sit on each board, and since when
Any that went into liquidation or administration
All 16 people who have ever been directors, with their dates

Key dates in its history

Activities Industry Mutual’s history from the FCA register and Companies House, newest first.

Key events (2) All events (26)

2006

8 May 2006

Became an appointed representative

FCA register

2005

22 February 2005

Incorporated at Companies House

Companies House

In the full report: all 26 events

All 26 events in its history (2 shown here)
Every director appointment and resignation: 24

Firms connected to Activities Industry Mutual

Other FCA-listed firms that share a director, phone number or address with Activities Industry Mutual. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 12
share its phone number: 12
share its postcode: 12

In the full report: all 12 connected firms, named

How each is linked: the same phone number (12), the same postcode (12)
Who links each one: the named directors, with dates

Firms like Activities Industry Mutual

Other firms of the same type (insurance broker), nearest first.

In London

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Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Activities Industry Mutual

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

24 other companies its directors have run, named
2 background checks on its contact details
All 26 events in its history
12 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Activities Industry Mutual Ltd FCA authorised?

Activities Industry Mutual Ltd (FRN 451585) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does appointed representative mean for Activities Industry Mutual?

An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Activities Industry Mutual Ltd (FRN 451585) is an AR of BUILDING LIFEPLANS LIMITED (FRN 311894). When you use Activities Industry Mutual's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Activities Industry Mutual, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Activities Industry Mutual’s phone number?

The FCA register lists the phone number 020 7283 4646 for Activities Industry Mutual. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 12 other FCA firms.

Is Activities Industry Mutual a scam or clone?

Activities Industry Mutual is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Activities Industry Mutual?

Protection works through Building Lifeplans Limited, the principal firm responsible for Activities Industry Mutual's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who runs Activities Industry Mutual?

Companies House lists 6 directors of Activities Industry Mutual: Andrew Michael Gardiner, Robert Terence Edwards, Peter Timothy Chesterfeld Gordon, Paul William Reeve, David Alexander Eddins and Michael Andrew King.

How long has Activities Industry Mutual been in business?

The company was formed on 22 February 2005.