Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 10 years
- Protected through the principal
- No FCA actions
- Active company since 2016
- Accounts filed up to 30 March 2026
- On its latest accounts it owed £4,786 more than it owned
Responsible principal firm
Sense Network Limited Reference number: 465124 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Acumen Investment Solutions Ltd (FRN 753315) is an AR of Sense Network Limited (FRN 465124). When you use Acumen Investment Solutions's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Acumen Investment Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
-
Address
Rock House, Mill Lane, Hambrook, Bristol, Gloucestershire, BS16 1SA, United Kingdom
In the full report: 3 background checks
- When acumenifa.co.uk first appeared online, and whether it can receive email
- What kind of line 0800 118 2020 is
- Who else gives the postcode BS16 1SA
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Sense Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- ACUMEN INVESTMENT SOLUTIONS LIMITED
- Company number
- 10226280 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 10 June 2016 (10 years old)
- Registered office
- 1 Angel Court, London, EC2R 7HJ, United Kingdom
- Nature of business
-
- Other business support service activities not elsewhere classified (SIC 82990)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Andrew David Moy Giddings | Director | Jun 1966 | 28 Jun 2016 | 2 other companies |
| Kelvyn Maldwyn Hatch | Director | Sep 1959 | 28 Jun 2016 | 1 other company |
| INDIGO CORPORATE SECRETARY LIMITED | Corporate secretary | Not published | 31 Mar 2026 | – |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 3
- closed down
- 1
- still active
- 2
In the full report: all 3 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
−£4,786
Down £1,742 from −£3,044
Cash at bank
£15.5k
+344% from £3,479
Employees (average)
0
Same as 0
Owed within a year
£33.4k
−15% from £39.3k
Net assets are negative: on its last balance sheet the company owed £4,786 more than it owned.
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2020 to 2026
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 10226280. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Acumen Investment Solutions’s history from the FCA register and Companies House, newest first.
2026
31 March 2026
- Andrew David Moy Giddings no longer has significant control
- Andrew Ian Ferguson no longer has significant control
- Kelvyn Maldwyn Hatch no longer has significant control
- Lwm Ar Holdco Limited took control (75–100% of shares)
Companies House
2018
2 April 2018
- Andrew David Moy Giddings gained significant control
- Andrew Ian Ferguson gained significant control
- Kelvyn Maldwyn Hatch gained significant control
Companies House
2016
29 July 2016
- Adrian Peacock became a part-owner (25–50% of shares)
- Adrian Peacock stopped being a part-owner
- Andrew David Moy Giddings stopped being a part-owner
- Andrew Ian Ferguson stopped being a part-owner
- Kelvyn Maldwyn Hatch stopped being a part-owner
Companies House
20 July 2016
- Became an appointed representative
FCA register
28 June 2016
- Andrew David Moy Giddings became a part-owner (25–50% of shares)
- Andrew Ian Ferguson became a part-owner (25–50% of shares)
- Kelvyn Maldwyn Hatch became a part-owner (25–50% of shares)
Companies House
10 June 2016
- Incorporated at Companies House
Companies House
In the full report: all 23 events
- All 23 events in its history (17 shown here)
- Every director appointment and resignation: 6
Firms like Acumen Investment Solutions
Other firms of the same type (financial adviser), nearest first.
In Bristol
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Acumen Investment Solutions
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 3 other companies its directors have run, named
- 3 background checks on its contact details
- 7 years of accounts, charted
- All 23 events in its history
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk