Acumen Investment Solutions Ltd

Reference number: 753315

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Acumen Investment Solutions Ltd (FRN 753315) is an AR of Sense Network Limited (FRN 465124). When you use Acumen Investment Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Acumen Investment Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When acumenifa.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 118 2020 is
  • Who else gives the postcode BS16 1SA
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Sense Network Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company name
ACUMEN INVESTMENT SOLUTIONS LIMITED
Company status
Active
Company type
Private limited company
Incorporated
10 June 2016 (10 years old)
Registered office
1 Angel Court, London, EC2R 7HJ, United Kingdom
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Andrew David Moy Giddings Director Jun 1966 28 Jun 2016 2 other companies
Kelvyn Maldwyn Hatch Director Sep 1959 28 Jun 2016 1 other company
INDIGO CORPORATE SECRETARY LIMITED Corporate secretary Not published 31 Mar 2026 –

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
3
closed down
1
still active
2

In the full report: all 3 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 4 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 30 March 2026Small company accountsNot audited

Net assets

−£4,786

Down £1,742 from −£3,044

Cash at bank

£15.5k

+344% from £3,479

Employees (average)

0

Same as 0

Owed within a year

£33.4k

−15% from £39.3k

Net assets are negative: on its last balance sheet the company owed £4,786 more than it owned.

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10226280. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Acumen Investment Solutions’s history from the FCA register and Companies House, newest first.

2026

31 March 2026

  • Andrew David Moy Giddings no longer has significant control
  • Andrew Ian Ferguson no longer has significant control
  • Kelvyn Maldwyn Hatch no longer has significant control
  • Lwm Ar Holdco Limited took control (75–100% of shares)

Companies House

2018

2 April 2018

  • Andrew David Moy Giddings gained significant control
  • Andrew Ian Ferguson gained significant control
  • Kelvyn Maldwyn Hatch gained significant control

Companies House

2016

29 July 2016

  • Adrian Peacock became a part-owner (25–50% of shares)
  • Adrian Peacock stopped being a part-owner
  • Andrew David Moy Giddings stopped being a part-owner
  • Andrew Ian Ferguson stopped being a part-owner
  • Kelvyn Maldwyn Hatch stopped being a part-owner

Companies House

20 July 2016

  • Became an appointed representative

FCA register

28 June 2016

  • Andrew David Moy Giddings became a part-owner (25–50% of shares)
  • Andrew Ian Ferguson became a part-owner (25–50% of shares)
  • Kelvyn Maldwyn Hatch became a part-owner (25–50% of shares)

Companies House

10 June 2016

  • Incorporated at Companies House

Companies House

In the full report: all 23 events

  • All 23 events in its history (17 shown here)
  • Every director appointment and resignation: 6
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Firms like Acumen Investment Solutions

Other firms of the same type (financial adviser), nearest first.

In Bristol

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Acumen Investment Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 3 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 23 events in its history

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Frequently asked questions about this firm

Is Acumen Investment Solutions Ltd FCA authorised?
Acumen Investment Solutions Ltd (FRN 753315) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Acumen Investment Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Acumen Investment Solutions Ltd (FRN 753315) is an AR of Sense Network Limited (FRN 465124). When you use Acumen Investment Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Acumen Investment Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Acumen Investment Solutions’ phone number and website?
The FCA register lists the phone number 0800 118 2020 and the website acumenifa.co.uk for Acumen Investment Solutions. If you were given different contact details, use these to check with the firm before going any further.
Is Acumen Investment Solutions a scam or clone?
Acumen Investment Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Acumen Investment Solutions?
Protection works through Sense Network Limited, the principal firm responsible for Acumen Investment Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Acumen Investment Solutions?
Acumen Investment Solutions is owned by Lwm Ar Holdco Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 31 March 2026. Before that, it was controlled by Mr Andrew David Moy Giddings, Mr Kelvyn Maldwyn Hatch and Mr Andrew Ian Ferguson.
Who runs Acumen Investment Solutions?
Companies House lists 2 directors of Acumen Investment Solutions: Andrew David Moy Giddings and Kelvyn Maldwyn Hatch.
How long has Acumen Investment Solutions been in business?
The company was formed on 10 June 2016.
What do Acumen Investment Solutions’ latest accounts show?
Its latest accounts, to 30 March 2026, show net assets of −£4,786 (down £1,742 from −£3,044) and cash at bank of £15.5k (+344% from £3,479).

Sources and links

The full report on Acumen Investment Solutions Ltd

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