Sense Network Limited

Reference number: 465124

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When sense-network.co.uk first appeared online, and whether it can receive email
  • What kind of line 01565 658840 is, and the 2 other firms that give it
  • Who else gives the postcode WA16 0SR
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Other names (12)

If you were contacted under any of these names, it is this firm.

  • Sense Trading name: A name it trades under now.
  • Sense, for advisory firms Trading name: A name it trades under now.
  • Agency Financial Services Former trading name: A name it used to trade under.
  • Alexander Green & Partners Former trading name: A name it used to trade under.
  • Connor Mackenzie Financial Services Former trading name: A name it used to trade under.
  • Ella Rose Financial Former trading name: A name it used to trade under.
  • Jappy Investment Services (Scotland) Former trading name: A name it used to trade under.
  • Keep it Easy Financial Planning Former trading name: A name it used to trade under.
  • Muvado Money Former trading name: A name it used to trade under.
  • Polaris Financial Former trading name: A name it used to trade under.
  • T K Gurr Financial Planning Former trading name: A name it used to trade under.
  • Wealth Spring Former trading name: A name it used to trade under.

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages · Arrange equity release FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (15 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on a home reversion plan
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) a home reversion plan
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to a home reversion plan
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
7 February 2007 (19 years old)
Registered office
Brookdale Centre, Manchester, Road, Knutsford, Cheshire, WA16 0SR
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
  • Activities of insurance agents and brokers (SIC 66220)
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Stuart Cresswell Director May 1969 21 Jan 2021 23 other companies
Michael Alastair Couzens Director Jan 1964 21 Jan 2021 105 other companies
Michael Andrew Ferns Director Mar 1964 21 Jan 2021 16 other companies
Glenn Martin Hamilton Director Jun 1970 19 Jan 2022 10 other companies
Ian Robert Mackenzie Director Aug 1972 20 Apr 2022 3 other companies
Rachel Anne Lowe Director Oct 1980 2 Dec 2024 1 other company
Charlotte Angela Forbes Secretary Not published 2 Nov 2020 –

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
122
closed down
67
went insolvent
2

In the full report: all 122 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • The 2 that went into liquidation or administration
  • The 11 on the FCA register
  • The 18 companies these 6 directors run together
  • All 16 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Profit before tax

£3.97m

+7.8% from £3.68m

Net assets

£6.90m

−44% from £12.3m

Cash at bank

£1.61m

−31% from £2.34m

Owed within a year

£10.3m

+16% from £8.85m

The accounts for the year to 31 December 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £50.2m, for the year to 31 December 2022.

Profit before tax

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06089982. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Sense Network’s history from the FCA register and Companies House, newest first.

2017

2 November 2017

  • Timothy John Newman no longer has significant control

Companies House

2016

6 April 2016

  • Sense Adviser Services Limited took control (75–100% of shares)
  • Timothy John Newman gained significant control

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2007

1 May 2007

  • Regulated by the Financial Services Authority from this date
  • Became authorised by the FCA

FCA register

7 February 2007

  • Incorporated at Companies House

Companies House

In the full report: all 58 events

  • All 58 events in its history (7 shown here)
  • Every director appointment and resignation: 26
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Firms connected to Sense Network

Other FCA-listed firms that share a director, phone number or address with Sense Network. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
5
share its phone number
2

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (5), the same phone number (2), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 6 past links through former directors
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Firms like Sense Network

Other firms of the same type (financial adviser), nearest first.

In Knutsford

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Sense Network

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 122 other companies its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 58 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Sense Network Limited FCA authorised?
Yes, Sense Network Limited (FRN 465124) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since May 2007 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Sense Network’s phone number and website?
The FCA register lists the phone number 01565 658840 and the website sense-network.co.uk for Sense Network. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Sense Network a scam or clone?
Sense Network is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Sense Network?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Sense Network to the Financial Ombudsman Service, free of charge.
Who owns Sense Network?
Sense Network is owned by Sense Adviser Services Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016. Before that, it was controlled by Mr Timothy John Newman.
Who runs Sense Network?
Companies House lists 6 directors of Sense Network: Stuart Cresswell, Michael Alastair Couzens, Michael Andrew Ferns, Glenn Martin Hamilton, Ian Robert Mackenzie and Rachel Anne Lowe.
How long has Sense Network been in business?
The company was formed on 7 February 2007, and has held its current FCA authorisation since May 2007.
What do Sense Network’s latest accounts show?
Its latest accounts, to 31 December 2025, show profit before tax of £3.97m (+7.8% from £3.68m) and net assets of £6.90m (−44% from £12.3m).
Does Sense Network use any other names?
It trades as Sense and Sense, for advisory firms. It has previously used 10 other names, including Agency Financial Services, Alexander Green & Partners and Connor Mackenzie Financial Services.

Sources and links

The full report on Sense Network Limited

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