Pension Works Limited

Reference number: 739922

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When pensionworks.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 756 1288 is
  • Who else gives the postcode WA16 8GS
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Other names (17)

If you were contacted under any of these names, it is this firm.

  • Annuity Works Trading name
  • Financial Healthcheck Trading name
  • Investment Works Trading name
  • Pension Health Check Trading name
  • Pension Specialists Trading name
  • Private Pension Specialist Trading name
  • Retirement Healthcheck Trading name
  • Retirement Works Trading name
  • The Advice Group Trading name
  • The Compliance Works Trading name
  • The Investment Works Trading name
  • The Pension Performance Specialist Trading name
  • The Pension Performance Specialists Trading name
  • The Pension Specialist Trading name
  • The Pension Works Trading name
  • Equity Release Works Former trading name
  • The Pension Tracing Service Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (8 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Arranging (bringing about) deals in investments
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to transactions in investments

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
09775967
Company status
Active
Company type
Private limited company
Incorporated
14 September 2015 (11 years old)
Registered office
Booths Park 5, Chelford Road, Knutsford, Cheshire, WA16 8GS, United Kingdom
Nature of business
  • Other activities auxiliary to insurance and pension funding (SIC 66290)

Directors and company secretaries

Name Role Born Appointed Other companies
Daniel Christopher Lewis Director Dec 1978 14 Sep 2015 10 other companies
James Davis Director Jan 1985 15 Mar 2018 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
10
closed down
3
is FCA-registered
1

In the full report: all 10 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The one on the FCA register
  • All 6 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Small company accountsNot audited

Net assets

£289k

+60% from £181k

Cash at bank

£290k

+64% from £177k

Employees (average)

17

+6.3% from 16

Owed within a year

£60.2k

<1% from £60.5k

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 09775967. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Pension Works’s history from the FCA register and Companies House, newest first.

Key events (4) All events (37)

2016

1 November 2016

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

6 April 2016

  • Daniel Christopher Lewis took control (75–100% of shares)

Companies House

2015

14 September 2015

  • Incorporated at Companies House

Companies House

In the full report: all 37 events

  • All 37 events in its history (4 shown here)
  • Every director appointment and resignation: 10
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Firms connected to Pension Works

Other FCA-listed firms that share a director, phone number or address with Pension Works. A link shows who the firm is tied to, not whether either can be trusted.

connected firm
1
share a director
1
share its postcode
1

In the full report: the connected firm, named

  • How it is linked: shared directors (1), the same postcode (1)
  • Who links it to this firm: the named directors, with dates
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Firms like Pension Works

Other firms of the same type (financial adviser), nearest first.

In Knutsford

Apogee Wealth Management LimitedKnutsfordAuthorisedLyncombe Consultants LimitedKnutsfordAuthorisedQuadrillion Wealth Management Ltd.KnutsfordAuthorisedSense Network LimitedKnutsfordAuthorisedAperio Financial Planners LimitedKnutsfordAppointed representativeAspire 2011 LLPKnutsfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Pension Works

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 10 other companies its directors have run, named
  • 3 background checks on its contact details
  • 7 years of accounts, charted
  • All 37 events in its history
  • 1 connected firm, named, and who links them

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Frequently asked questions about this firm

Is Pension Works Limited FCA authorised?
Yes, Pension Works Limited (FRN 739922) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2016 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Pension Works’ phone number and website?
The FCA register lists the phone number 0800 756 1288 and the website pensionworks.co.uk for Pension Works. If you were given different contact details, use these to check with the firm before going any further.
Is Pension Works a scam or clone?
Pension Works is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Pension Works?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Pension Works to the Financial Ombudsman Service, free of charge.
Who owns Pension Works?
Companies House lists one person with significant control of Pension Works: Mr Daniel Christopher Lewis (75–100% of shares).
Who runs Pension Works?
Companies House lists 2 directors of Pension Works: Daniel Christopher Lewis and James Davis.
How long has Pension Works been in business?
The company was formed on 14 September 2015, and has held its current FCA authorisation since November 2016.
What do Pension Works’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of £289k (+60% from £181k) and cash at bank of £290k (+64% from £177k).
Does Pension Works use any other names?
It trades as Annuity Works, Financial Healthcheck, Investment Works, Pension Health Check and Pension Specialists, and 10 more names. It has previously used 2 other names: Equity Release Works and The Pension Tracing Service.

Sources and links

The full report on Pension Works Limited

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