Lyncombe Consultants Limited

Reference number: 618025

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 1 thing worth a closer look

  • When lyncombeconsultants.co.uk first appeared online, and whether it can receive email
  • What kind of line 01565 658840 is, and the 2 other firms that give it
  • Who else gives the postcode WA16 0SR
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Other names (70)

If you were contacted under any of these names, it is this firm.

  • Bradley & Howe Financial Services Trading name
  • Braunton IFA Trading name
  • Bright Wealth Trading name
  • Clive Freeman IFA Trading name
  • Eleven:Eleven Financial Trading name
  • Fivewells Financial Trading name
  • Gilmour Quinn Trading name
  • Hanson Mortgage Brokers Trading name
  • Howe Wealth Management Trading name
  • Maple Financial Trading name
  • Michael Johnson IFA Trading name
  • Mindful Financial Planning Trading name
  • Mortgage Street Trading name
  • Neilsen Fforde Life & Pensions Trading name
  • Peak Finance Trading name
  • Polfed Mortgages Trading name
  • Rockwell Consult Trading name
  • Sapphire Financial Solutions Trading name
  • 4 Thought Financial Partners Former trading name
  • ACF Mortgages /The Mortgage Shop Former trading name
  • Active Financial Advisers Former trading name
  • AJN Financial Services Former trading name
  • Alexander Calder Financial Former trading name
  • Alexander Calder Financial Services Former trading name
  • Aspirion Wealth Former trading name
  • AWC Wealth Management/Regent Financial Planning Former trading name
  • Beyond Wealth (Financial Management) Former trading name
  • Calder Finance (Midlands) Former trading name
  • Calder Financial Former trading name
  • Claremont Financial Services Former trading name
  • Clear Investment Solutions Former trading name
  • Clive Freeman Former trading name
  • Corfe Wealth Management Former trading name
  • C S Financial Planning Former trading name
  • DNA Wealth Former trading name
  • Eastern Financial Consultants Former trading name
  • Falco Financial Planning Former trading name
  • First Call Financial Solutions Former trading name
  • Forward Planning Former trading name
  • Francis Regan Former trading name
  • Hanson Capital Management Former trading name
  • Hanson Investment & Finance Former trading name
  • Hanson Wealth Management Former trading name
  • Henderson Armstrong Former trading name
  • Islamic Wealth Management Former trading name
  • John Gould / Patrick Gould & Co Former trading name
  • Just Ask Financial Planning Former trading name
  • Lucent Financial Planning Former trading name
  • Lync Wealth Management Former trading name
  • Lynks Financial Services Former trading name
  • Merlyn Wealth Management Former trading name
  • Morgan Peterson Former trading name
  • North Financial Management Former trading name
  • Northwest Financial Former trading name
  • Patrick Gould & Co Former trading name
  • Plena Wealth Management Former trading name
  • Professional Synergies Former trading name
  • Purity Financial Services Former trading name
  • R A Armitage & Associates Former trading name
  • Regent Financial Planning Former trading name
  • Resolute Financial Planning Former trading name
  • Richard Armitage Wealth Former trading name
  • Rockwell Investment Former trading name
  • Sheafmoor Money Management Former trading name
  • The Mortgage Shop Former trading name
  • Thomson Hayton Winkley Financial Services Former trading name
  • Warriner Wealth Management Former trading name
  • Welsby Financial Solutions Former trading name
  • Wrap Financial Services Former trading name
  • Wrap Financial Solutions Former trading name

FCA permissions and consumer protection

  • Give regulated advice FSCS may apply
    A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
  • Manage or trade investments FSCS may apply
    Eligible investment and pension claims are typically FSCS-protected up to £85,000 per person, depending on the product and your circumstances.
  • Advise on or arrange mortgages FSCS may apply
    Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (12 permissions)
  • Acting as a CBTL advisor
  • Acting as a CBTL arranger
  • Advising on investments (except on Pension Transfers and Pension Opt Outs)
  • Advising on Pension Transfers and Pension Opt Outs
  • Advising on regulated mortgage contracts
  • Arranging (bringing about) deals in investments
  • Arranging (bringing about) regulated mortgage contracts
  • Credit Broking
  • Debt-counselling
  • Making arrangements with a view to regulated mortgage contracts
  • Making arrangements with a view to transactions in investments
  • Providing Credit Information Services

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06030940
Company status
Active
Company type
Private limited company
Incorporated
18 December 2006 (19 years old)
Registered office
Brookdale Centre, Manchester Road, Knutsford, WA16 0SR, England
Nature of business
  • Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)

Directors and company secretaries

Name Role Born Appointed Other companies
Michael Andrew Ferns Director Mar 1964 28 Jan 2020 16 other companies
Michael Alastair Couzens Director Jan 1964 28 Jan 2020 105 other companies
Stuart Cresswell Director May 1969 28 Jan 2020 23 other companies
Glenn Martin Hamilton Director Jun 1970 19 Jan 2022 10 other companies
Ian Robert Mackenzie Director Aug 1972 20 Apr 2022 3 other companies
Rachel Anne Lowe Director Oct 1980 2 Dec 2024 1 other company
Charlotte Angela Forbes Secretary Not published 5 Feb 2020 –

Other companies run by these 6 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
122
closed down
67
went insolvent
2

In the full report: all 122 companies, named

  • What each company does, and whether it is still trading
  • Which of these 6 directors sit on each board, and since when
  • The 2 that went into liquidation or administration
  • The 11 on the FCA register
  • The 18 companies these 6 directors run together
  • All 12 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 December 2025Full accountsAudited

Profit before tax

£2.76m

−2.8% from £2.84m

Net assets

£3.88m

−40% from £6.51m

Cash at bank

£1.17m

−7.5% from £1.26m

Owed within a year

£9.28m

+10% from £8.41m

Profit before tax

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • Both charts, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 06030940. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lyncombe Consultants’s history from the FCA register and Companies House, newest first.

Key events (18) All events (158)

2020

30 September 2020

  • Michael Alastair Couzens no longer has significant control
  • Michael Andrew Ferns no longer has significant control
  • Stuart Cresswell no longer has significant control

Companies House

28 January 2020

  • Adviser Services Holdings Limited took control (75–100% of shares)
  • Clare Louise Measures no longer has significant control
  • Kenneth Speedie Dalgleish no longer has significant control
  • Michael Alastair Couzens gained significant control
  • Michael Andrew Ferns gained significant control
  • Rex Stanley Coleman no longer has significant control
  • Stuart Cresswell gained significant control

Companies House

2019

18 January 2019

  • Hfl Financial Advisors Ltd stopped being a part-owner

Companies House

2016

28 June 2016

  • Hfl Financial Advisors Ltd became a part-owner (25–50% of shares)

Companies House

6 April 2016

  • Clare Louise Measures gained significant control
  • Kenneth Speedie Dalgleish gained significant control
  • Rex Stanley Coleman gained significant control

Companies House

2014

11 August 2014

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2006

18 December 2006

  • Incorporated at Companies House

Companies House

In the full report: all 158 events

  • All 158 events in its history (18 shown here)
  • Every director appointment and resignation: 16
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Firms connected to Lyncombe Consultants

Other FCA-listed firms that share a director, phone number or address with Lyncombe Consultants. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
5
share a director
5
share its phone number
2

In the full report: all 5 connected firms, named

  • How each is linked: shared directors (5), the same phone number (2), the same postcode (2)
  • Who links each one: the named directors, with dates
  • 6 past links through former directors
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Firms like Lyncombe Consultants

Other firms of the same type (financial adviser), nearest first.

In Knutsford

Apogee Wealth Management LimitedKnutsfordAuthorisedPension Works LimitedKnutsfordAuthorisedQuadrillion Wealth Management Ltd.KnutsfordAuthorisedSense Network LimitedKnutsfordAuthorisedAperio Financial Planners LimitedKnutsfordAppointed representativeAspire 2011 LLPKnutsfordAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lyncombe Consultants

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 122 other companies its directors have run, named
  • 3 background checks on its contact details, 1 flagged
  • 7 years of accounts, charted
  • All 158 events in its history
  • 5 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Lyncombe Consultants Limited FCA authorised?
Yes, Lyncombe Consultants Limited (FRN 618025) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since August 2014 and works as a financial adviser. The FCA has placed no limits on its permissions.
What is Lyncombe Consultants’ phone number and website?
The FCA register lists the phone number 01565 658840 and the website lyncombeconsultants.co.uk for Lyncombe Consultants. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 2 other FCA firms.
Is Lyncombe Consultants a scam or clone?
Lyncombe Consultants is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lyncombe Consultants?
Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about Lyncombe Consultants to the Financial Ombudsman Service, free of charge.
Who owns Lyncombe Consultants?
Lyncombe Consultants is owned by Adviser Services Holdings Limited, which holds 75–100% of shares and 75–100% of votes, since 28 January 2020. Before that, it was controlled by Mr Michael Andrew Ferns, Mr Michael Alastair Couzens and Mr Stuart Cresswell.
Who runs Lyncombe Consultants?
Companies House lists 6 directors of Lyncombe Consultants: Michael Andrew Ferns, Michael Alastair Couzens, Stuart Cresswell, Glenn Martin Hamilton, Ian Robert Mackenzie and Rachel Anne Lowe.
How long has Lyncombe Consultants been in business?
The company was formed on 18 December 2006, and has held its current FCA authorisation since August 2014.
What do Lyncombe Consultants’ latest accounts show?
Its latest accounts, to 31 December 2025, show profit before tax of £2.76m (−2.8% from £2.84m) and net assets of £3.88m (−40% from £6.51m).
Does Lyncombe Consultants use any other names?
It trades as Bradley & Howe Financial Services, Braunton IFA, Bright Wealth, Clive Freeman IFA and Eleven:Eleven Financial, and 13 more names. It has previously used 52 other names, including 4 Thought Financial Partners, ACF Mortgages /The Mortgage Shop and Active Financial Advisers.

Sources and links

The full report on Lyncombe Consultants Limited

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