Premier Mortgage Service Limited

Reference number: 761266

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Premier Mortgage Service Limited (FRN 761266) is an AR of Bankhall Support Services Limited (FRN 164877). When you use Premier Mortgage Service's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Premier Mortgage Service, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When trustpms.com first appeared online, and whether it can receive email
  • What kind of line 0345 230 8000 is
  • Who else gives the postcode M33 7RR
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • PMS Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Bankhall Support Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
9 January 2004 (22 years old)
Registered office
Aviva, Wellington Row, York, YO90 1WR, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
John Cowan Director Sep 1947 23 Jun 2015 48 other companies
Stephen John Harris Director Oct 1972 18 Dec 2019 13 other companies
Vicky Wai-Choo Kubitscheck Director Sep 1959 16 Dec 2021 6 other companies
Darren Ogden Director Aug 1967 11 Apr 2022 362 other companies
Thomas Richard Harrison Director Feb 1975 2 Jan 2024 4 other companies
Michael James Hogg Director Jun 1979 10 May 2024 6 other companies
Claire Louise Cherrington Director Nov 1980 16 Mar 2025 2 other companies
James Vince Secretary Not published 1 Sep 2021 –

Other companies run by these 7 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
416
closed down
30
are FCA-registered
15

In the full report: all 416 companies, named

  • What each company does, and whether it is still trading
  • Which of these 7 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 15 on the FCA register
  • The 10 companies these 7 directors run together
  • All 34 people who have ever been directors, with their dates
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Key dates in its history

Premier Mortgage Service’s history from the FCA register and Companies House, newest first.

2016

5 December 2016

  • Bankhall Investment Management Limited gave up control
  • Bankhall Investment Management Limited took control (75–100% of shares)
  • Bankhall Pms Limited gave up control
  • Sesame Bankhall Group Limited took control (75–100% of shares)

Companies House

14 October 2016

  • Became an appointed representative

FCA register

6 April 2016

  • Bankhall Pms Limited took control (75–100% of shares)

Companies House

2004

9 January 2004

  • Incorporated at Companies House

Companies House

In the full report: all 67 events

  • All 67 events in its history (7 shown here)
  • Every director appointment and resignation: 59
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Firms connected to Premier Mortgage Service

Other FCA-listed firms that share a director, phone number or address with Premier Mortgage Service. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
8
share a director
5
share its postcode
5

In the full report: all 8 connected firms, named

  • How each is linked: shared directors (5), the same postcode (5)
  • Who links each one: the named directors, with dates
  • 7 past links through former directors
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Firms like Premier Mortgage Service

Other firms of the same type (mortgage adviser or broker), nearest first.

In Sale

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Premier Mortgage Service

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 416 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 67 events in its history
  • 8 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Premier Mortgage Service Limited FCA authorised?
Premier Mortgage Service Limited (FRN 761266) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Premier Mortgage Service?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Premier Mortgage Service Limited (FRN 761266) is an AR of Bankhall Support Services Limited (FRN 164877). When you use Premier Mortgage Service's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Premier Mortgage Service, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Premier Mortgage Service’s phone number and website?
The FCA register lists the phone number 0345 230 8000 and the website trustpms.com for Premier Mortgage Service. If you were given different contact details, use these to check with the firm before going any further.
Is Premier Mortgage Service a scam or clone?
Premier Mortgage Service is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Premier Mortgage Service?
Protection works through Bankhall Support Services Limited, the principal firm responsible for Premier Mortgage Service's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Premier Mortgage Service?
Premier Mortgage Service is owned by Sesame Bankhall Group Limited, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 5 December 2016. Before that, it was controlled by Bankhall Investment Management Limited and Bankhall Pms Limited.
Who runs Premier Mortgage Service?
Companies House lists 7 directors of Premier Mortgage Service: John Cowan, Stephen John Harris, Vicky Wai-Choo Kubitscheck, Darren Ogden, Thomas Richard Harrison, Michael James Hogg and 1 more.
How long has Premier Mortgage Service been in business?
The company was formed on 9 January 2004.
Does Premier Mortgage Service use any other names?
It trades as PMS.

Sources and links

The full report on Premier Mortgage Service Limited

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