Brown Financial Services Limited

Reference number: 574773

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Advance Mortgage Funding Limited Reference number: 305008 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Brown Financial Services Limited (FRN 574773) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Brown Financial Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Brown Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0161 976 2628

  • Address

    29 Homelands Road, Sale, Cheshire, M33 4BJ, United Kingdom

In the full report: 2 background checks

  • What kind of line 0161 976 2628 is
  • Who else gives the postcode M33 4BJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Brown Financial Services Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Advance Mortgage Funding Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07856450
Company status
Active
Company type
Private limited company
Incorporated
22 November 2011 (14 years old)
Registered office
29 Homelands Road, Sale, Manchester, M33 4BJ
Nature of business
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Brendan Brown Director Dec 1980 22 Nov 2011 None
Amy Brown Director Mar 1982 13 Mar 2017 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 30 November 2025Small company accountsNot audited

Net assets

£52.6k

No earlier figure to compare

Cash at bank

£65.5k

+1.4% from £64.6k

Employees (average)

3

Same as 3

Owed within a year

£20.9k

−12% from £23.9k

Total equity

In the full report: all 7 years of accounts

  • Every year from 2019 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07856450. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Brown Financial Services’s history from the FCA register and Companies House, newest first.

2025

13 February 2025

  • Changed its registered name from "Brown Financial Services Ltd"

FCA register

2017

13 March 2017

  • Amy Brown appointed as a director

Companies House

2016

6 April 2016

  • Brendan Brown took control (75–100% of shares)

Companies House

2012

8 February 2012

  • Became an appointed representative

FCA register

2011

22 November 2011

  • Incorporated at Companies House
  • Brendan Brown appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Brown Financial Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In Sale

David TongeSaleAppointed representativeMedia Pass Digital LtdSaleAppointed representativePoole Family Financial LtdSaleAppointed representativePremier Mortgage Service LimitedSaleAppointed representativeSmart Mortgage Group and Protection LtdSaleAppointed representativeXiao Qi YaoSaleAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Brown Financial Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Brown Financial Services Limited FCA authorised?
Brown Financial Services Limited (FRN 574773) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Brown Financial Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Brown Financial Services Limited (FRN 574773) is an AR of Advance Mortgage Funding Limited (FRN 305008). When you use Brown Financial Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Brown Financial Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Brown Financial Services’ phone number?
The FCA register lists the phone number 0161 976 2628 for Brown Financial Services. If you were given different contact details, use these to check with the firm before going any further.
Is Brown Financial Services a scam or clone?
Brown Financial Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Brown Financial Services?
Protection works through Advance Mortgage Funding Limited, the principal firm responsible for Brown Financial Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Brown Financial Services?
Companies House lists one person with significant control of Brown Financial Services: Brendan Brown (75–100% of shares).
Who runs Brown Financial Services?
Companies House lists 2 directors of Brown Financial Services: Brendan Brown and Amy Brown.
How long has Brown Financial Services been in business?
The company was formed on 22 November 2011.
What do Brown Financial Services’ latest accounts show?
Its latest accounts, to 30 November 2025, show net assets of £52.6k (no earlier figure to compare) and cash at bank of £65.5k (+1.4% from £64.6k).
Does Brown Financial Services use any other names?
It has previously used the name Brown Financial Services Ltd.

Sources and links

The full report on Brown Financial Services Limited

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