Adam Hughes Wealth Management Ltd

Reference number: 946291

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Adam Hughes Wealth Management Ltd (FRN 946291) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Adam Hughes Wealth Management's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Adam Hughes Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07595 916061

  • Address

    29 Llwyn Y Pia Road, Lisvane, Cardiff, CF14 0SX, United Kingdom

In the full report: 2 background checks

  • What kind of line 07595 916061 is
  • Who else gives the postcode CF14 0SX
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
4 April 2018 (8 years old)
Registered office
29 Llwyn Y Pia Road, Lisvane, Cardiff, CF14 0SX, Wales
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
Adam Hughes Director Feb 1990 4 Apr 2018 2 other companies

Other companies run by its director

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
2
still active
2

In the full report: all 2 companies, named

  • What each company does, and whether it is still trading
  • Which of its director sits on each board, and since when
  • Any that went into liquidation or administration
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Filed accounts and finances

Year to 31 March 2025Micro-entity accountsNot audited

Net assets

£15.7k

Up £15.0k from £727

Employees (average)

1

Same as 1

Owed within a year

£12.9k

+37% from £9,430

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 11289029. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Adam Hughes Wealth Management’s history from the FCA register and Companies House, newest first.

2021

4 March 2021

  • Became an appointed representative

FCA register

2018

4 April 2018

  • Incorporated at Companies House
  • Adam Hughes took control (75–100% of shares)
  • Adam Hughes appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Adam Hughes Wealth Management

Other firms of the same type (financial adviser), nearest first.

In Cardiff

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Adam Hughes Wealth Management

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 other companies its directors have run, named
  • 2 background checks on its contact details
  • 6 years of accounts, charted
  • All 4 events in its history

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Frequently asked questions about this firm

Is Adam Hughes Wealth Management Ltd FCA authorised?
Adam Hughes Wealth Management Ltd (FRN 946291) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Adam Hughes Wealth Management?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Adam Hughes Wealth Management Ltd (FRN 946291) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Adam Hughes Wealth Management's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Adam Hughes Wealth Management, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Adam Hughes Wealth Management’s phone number?
The FCA register lists the phone number 07595 916061 for Adam Hughes Wealth Management. If you were given different contact details, use these to check with the firm before going any further.
Is Adam Hughes Wealth Management a scam or clone?
Adam Hughes Wealth Management is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Adam Hughes Wealth Management?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Adam Hughes Wealth Management's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Adam Hughes Wealth Management?
Companies House lists one person with significant control of Adam Hughes Wealth Management: Mr Adam Hughes (75–100% of shares).
Who runs Adam Hughes Wealth Management?
Companies House lists one director of Adam Hughes Wealth Management: Adam Hughes.
How long has Adam Hughes Wealth Management been in business?
The company was formed on 4 April 2018.
What do Adam Hughes Wealth Management’s latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £15.7k (up £15.0k from £727).

Sources and links

The full report on Adam Hughes Wealth Management Ltd

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