Ben Perkins

Reference number: 1051885

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Appointed representative

Ben Perkins does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

St. James's Place Wealth Management Plc Reference number: 195351 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Ben Perkins (FRN 1051885) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Ben Perkins's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Ben Perkins, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07553 572655

  • Address

    St. James's Place Wealth Management, 3rd Floor, 2 Kingsway, Cardiff, CF10 3FD, United Kingdom

In the full report: 2 background checks

  • What kind of line 07553 572655 is
  • Who else gives the postcode CF10 3FD
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Silver Lake Wealth Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Ben Perkins’s history from the FCA register and Companies House, newest first.

2026

30 March 2026

  • Became an appointed representative
  • Began trading as "Silver Lake Wealth"

FCA register

Director appointments and resignations, and trading names, appear under All events.

Firms like Ben Perkins

Other firms of the same type (financial adviser), nearest first.

In Cardiff

Abram Partnership LtdCardiffAppointed representativeAdam Hughes Wealth Management LtdCardiffAppointed representativeAndrew PrattCardiffAppointed representativeAndrew VarleyCardiffAppointed representativeBen StringerCardiffAppointed representativeCaer IFA LtdCardiffAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Ben Perkins

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 2 events in its history

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Frequently asked questions about this firm

Is Ben Perkins FCA authorised?
Ben Perkins (FRN 1051885) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Ben Perkins?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Ben Perkins (FRN 1051885) is an AR of St. James's Place Wealth Management Plc (FRN 195351). When you use Ben Perkins's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Ben Perkins, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Ben Perkins’ phone number?
The FCA register lists the phone number 07553 572655 for Ben Perkins. If you were given different contact details, use these to check with the firm before going any further.
Is Ben Perkins a scam or clone?
Ben Perkins is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Ben Perkins?
Protection works through St. James's Place Wealth Management PLC, the principal firm responsible for Ben Perkins's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Ben Perkins use any other names?
It trades as Silver Lake Wealth.

Sources and links

The full report on Ben Perkins

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