Adams Wilkinson Finance Ltd

Reference number: 993464

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Adams Wilkinson Finance Ltd (FRN 993464) is an AR of Beta Commercial Finance Limited (FRN 758248). When you use Adams Wilkinson Finance's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Adams Wilkinson Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07912 936783

  • Address

    7 Faraday Court, First Avenue, Burton-on-Trent, Staffordshire, DE14 2WX, United Kingdom

In the full report: 2 background checks

  • What kind of line 07912 936783 is
  • Who else gives the postcode DE14 2WX
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • MSBL Trading name: A name it trades under now.
  • My Simple Business Loan Trading name: A name it trades under now.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Beta Commercial Finance Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
17 January 2023 (3 years old)
Registered office
Unit 3 Peasehill Business Park, Peasehill Road, Ripley, Derbyshire, DE5 3WN, United Kingdom
Nature of business
  • Financial management (SIC 70221)

Directors and company secretaries

Name Role Born Appointed Other companies
James Adams Director Jan 1983 17 Jan 2023 None
Thomas Peter Wilkinson Director May 1983 17 Jan 2023 None

In the full report: every company its directors have run

  • Confirmation that these 2 directors run no other company
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Filed accounts and finances

Year to 31 January 2025Dormant company accountsNot audited

Net assets

£100

Same as £100

Cash at bank

£2,900

Same as £2,900

Employees (average)

0

Same as 0

These accounts were filed as dormant: the company reported no significant trading in the period.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 14598218. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Adams Wilkinson Finance’s history from the FCA register and Companies House, newest first.

2023

16 March 2023

  • Became an appointed representative

FCA register

17 January 2023

  • Incorporated at Companies House
  • James Adams gained significant control
  • Thomas Peter Wilkinson gained significant control

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 2
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Firms connected to Adams Wilkinson Finance

Other FCA-listed firms that share a director, phone number or address with Adams Wilkinson Finance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
3
share its postcode
3

In the full report: all 3 connected firms, named

  • How each is linked: the same postcode (3)
  • Who links each one: the named directors, with dates
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Firms like Adams Wilkinson Finance

Other firms of the same type (financial adviser), nearest first.

In Burton-on-Trent

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Adams Wilkinson Finance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 8 events in its history
  • 3 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Adams Wilkinson Finance Ltd FCA authorised?
Adams Wilkinson Finance Ltd (FRN 993464) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Adams Wilkinson Finance?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Adams Wilkinson Finance Ltd (FRN 993464) is an AR of Beta Commercial Finance Limited (FRN 758248). When you use Adams Wilkinson Finance's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Adams Wilkinson Finance, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Adams Wilkinson Finance’s phone number?
The FCA register lists the phone number 07912 936783 for Adams Wilkinson Finance. If you were given different contact details, use these to check with the firm before going any further.
Is Adams Wilkinson Finance a scam or clone?
Adams Wilkinson Finance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Adams Wilkinson Finance?
Protection works through Beta Commercial Finance Limited, the principal firm responsible for Adams Wilkinson Finance's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Adams Wilkinson Finance?
Companies House lists 2 people with significant control of Adams Wilkinson Finance: Mr Thomas Peter Wilkinson (significant influence or control) and Mr James Adams (significant influence or control).
Who runs Adams Wilkinson Finance?
Companies House lists 2 directors of Adams Wilkinson Finance: James Adams and Thomas Peter Wilkinson.
How long has Adams Wilkinson Finance been in business?
The company was formed on 17 January 2023.
What do Adams Wilkinson Finance’s latest accounts show?
Its latest accounts, to 31 January 2025, show net assets of £100 (same as £100) and cash at bank of £2,900 (same as £2,900).
Does Adams Wilkinson Finance use any other names?
It trades as MSBL and My Simple Business Loan.

Sources and links

The full report on Adams Wilkinson Finance Ltd

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