Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 7 years
- Protected through the principal
- No FCA actions
- Active company since 1988
- Accounts filed up to 30 November 2025
Responsible principal firm
Complete Leasing Solutions Limited Reference number: 683991 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Additive X Limited (FRN 839701) introduces customers to Complete Leasing Solutions Limited (FRN 683991). Any regulated advice or arranging is done by the principal, not Additive X.
- Example: if Additive X refers you to a financial adviser, the advice should come from the principal firm, not from Additive X itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Express Group Ltd, College Business Park, Kearsley Road, Ripon, North Yorkshire, HG4 2RN, United Kingdom
In the full report: 2 background checks
- What kind of line 01765 540115 is
- Who else gives the postcode HG4 2RN
Other names (1)
If you were contacted under any of these names, it is this firm.
- Express Group Ltd Former name: A name it was registered under before.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Complete Leasing Solutions Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 02272344 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 29 June 1988 (38 years old)
- Registered office
- College Business Park, Kearsley Road, Ripon, North Yorkshire, HG4 2RN
- Nature of business
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- Manufacture of metal structures and parts of structures (SIC 25110)
- Other manufacturing not elsewhere classified (SIC 32990)
- Wholesale of other machinery and equipment (SIC 46690)
- Repair of computers and peripheral equipment (SIC 95110)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Joanna Louise Young | Director | Jul 1972 | 19 Jan 2004 | 2 other companies |
| Linda Mary Whitehouse | Director | Sep 1947 | Not published | 1 other company |
| Peter David Whitehouse | Director | Nov 1946 | Not published | 5 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 6
- closed down
- 3
- run together
- 2
In the full report: all 6 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 2 companies these 3 directors run together
- All 8 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£3.01m
−11% from £3.39m
Cash at bank
£1.38m
+54% from £895k
Employees (average)
23
−12% from 26
Owed within a year
£813k
+129% from £355k
Assets and liabilities
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 02272344. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Additive X’s history from the FCA register and Companies House, newest first.
2025
1 April 2025
- Linda Mary Whitehouse became a part-owner (25–50% of shares)
- Peter David Whitehouse became a part-owner (25–50% of shares)
- Rachel Sarah Heath Smith no longer holds 25–50% of the votes
Companies House
2022
11 April 2022
- David Peter Whitehouse stopped being a part-owner
- Jo Louise Young no longer has significant control
- Linda Mary Whitehouse stopped being a part-owner
Companies House
2021
8 July 2021
- Changed its registered name from "Express Group Ltd"
FCA register
2019
8 April 2019
- Became an introducer appointed representative
FCA register
2017
1 August 2017
- Darren Brian Ayres no longer has significant control
- James Simon Blackburn no longer has significant control
Companies House
2016
16 October 2016
- Jo Louise Young gained significant control
Companies House
29 June 2016
- David Peter Whitehouse became a part-owner (25–50% of shares)
- Linda Mary Whitehouse became a part-owner (25–50% of shares)
- Rachel Sarah Heath Smith gained 25–50% of the votes
Companies House
25 June 2016
- Darren Brian Ayres gained significant control
- James Simon Blackburn gained significant control
Companies House
1988
29 June 1988
- Incorporated at Companies House
Companies House
In the full report: all 26 events
- All 26 events in its history (17 shown here)
- Every director appointment and resignation: 9
Firms like Additive X
Other firms of the same type (credit broker), nearest first.
In Ripon
In the Harrogate (HG) postcode area
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Additive X
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 6 other companies its directors have run, named
- 2 background checks on its contact details
- All 26 events in its history
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk