Adelle McNiven

Reference number: 954314

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Appointed representative

Adelle McNiven does not hold FCA authorisation of their own, and acts under a principal firm, which is legally responsible for their regulated business.

Responsible principal firm

HL Partnership Limited Reference number: 303397 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Adelle McNiven (FRN 954314) is an AR of HL Partnership Limited (FRN 303397). When you use Adelle McNiven's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Adelle McNiven, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07968 021382

  • Address

    22 Grange Road, Lytham St. Annes, Lancashire, FY8 2BN, United Kingdom

In the full report: 2 background checks

  • What kind of line 07968 021382 is
  • Who else gives the postcode FY8 2BN
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Adelle The Mortgage Specialist Trading name
  • Adelle’s Mortgage Shop Former trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through HL Partnership Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Key dates in its history

Adelle McNiven’s history from the FCA register and Companies House, newest first.

Key events (1) All events (4)

2021

7 July 2021

  • Became an appointed representative

FCA register

In the full report: all 4 events

  • All 4 events in its history (1 shown here)
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Firms like Adelle McNiven

Other firms of the same type (mortgage adviser or broker), nearest first.

In Lytham St. Annes

Fylde Mortgages & Protection LimitedLytham St. AnnesAppointed representativeMarc BennettLytham St. AnnesAppointed representativeMortgage Options (UK) LtdLytham St. AnnesAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Adelle McNiven

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 2 background checks on its contact details
  • All 4 events in its history

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Frequently asked questions about this firm

Is Adelle McNiven FCA authorised?
Adelle McNiven (FRN 954314) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Adelle McNiven?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Adelle McNiven (FRN 954314) is an AR of HL Partnership Limited (FRN 303397). When you use Adelle McNiven's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Adelle McNiven, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Adelle McNiven’s phone number?
The FCA register lists the phone number 07968 021382 for Adelle McNiven. If you were given different contact details, use these to check with the firm before going any further.
Is Adelle McNiven a scam or clone?
Adelle McNiven is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Adelle McNiven?
Protection works through HL Partnership Limited, the principal firm responsible for Adelle McNiven's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Does Adelle McNiven use any other names?
It trades as Adelle The Mortgage Specialist. It has previously used the name Adelle’s Mortgage Shop.

Sources and links

The full report on Adelle McNiven

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