Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 20 years
- Protected through the principal
- No FCA actions
- Active company since 2002
- Accounts filed up to 31 March 2025
Responsible principal firm
Openwork Limited Reference number: 408285 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Mortgage Options (UK) Ltd (FRN 446913) is an AR of Openwork Limited (FRN 408285). When you use Mortgage Options (UK)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Mortgage Options (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
10 The Crescent, Lytham St. Annes, Lancashire, FY8 1SZ, United Kingdom
In the full report: 2 background checks
- What kind of line 01253 781811 is
- Who else gives the postcode FY8 1SZ
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Openwork Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 04359181 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 January 2002 (24 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
-
- Activities auxiliary to financial intermediation not elsewhere classified (SIC 66190)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Paul Anthony Slack | Director | Apr 1959 | 23 Jan 2002 | None |
| Janette Slack | Director | Oct 1960 | 1 Oct 2016 | None |
| Paul Anthony Slack | Secretary | Not published | 23 Jan 2002 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 5 people who have been directors, with their dates
Filed accounts and finances
Net assets
£566
Down £188 from £754
Cash at bank
£4,821
−54% from £10.4k
Employees (average)
2
Same as 2
Owed within a year
£15.0k
−2.8% from £15.5k
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 04359181. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Mortgage Options (UK)’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Paul Anthony Slack took control (75–100% of shares)
Companies House
2007
15 February 2007
- Changed its registered name from "Mortgage Options UK Ltd"
FCA register
2006
13 January 2006
- Became an appointed representative
FCA register
2002
23 January 2002
- Incorporated at Companies House
Companies House
In the full report: all 10 events
- All 10 events in its history (4 shown here)
- Every director appointment and resignation: 6
Firms like Mortgage Options (UK)
Other firms of the same type (mortgage adviser or broker), nearest first.
In Lytham St. Annes
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Mortgage Options (UK)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 10 events in its history
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Frequently asked questions about this firm
Is Mortgage Options (UK) Ltd FCA authorised?
What does appointed representative mean for Mortgage Options (UK)?
What is Mortgage Options (UK)’s phone number?
Is Mortgage Options (UK) a scam or clone?
Is my money safe with Mortgage Options (UK)?
Who owns Mortgage Options (UK)?
Who runs Mortgage Options (UK)?
How long has Mortgage Options (UK) been in business?
What do Mortgage Options (UK)’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk