Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 11 years
- Protected through the principal
- No FCA actions
- Active company since 2008
- Accounts filed up to 31 July 2025
- On its latest accounts it owed £2,187 more than it owned
Responsible principal firm
Specialty Risks Limited Reference number: 771865 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Adeona Limited (FRN 708052) introduces customers to Specialty Risks Limited (FRN 771865). Any regulated advice or arranging is done by the principal, not Adeona.
- Example: if Adeona refers you to a financial adviser, the advice should come from the principal firm, not from Adeona itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
32 Gilmais, Bookham, Leatherhead, Surrey, KT23 4RP, United Kingdom
In the full report: 2 background checks
- What kind of line 01494 853750 is
- Who else gives the postcode KT23 4RP
Other names (1)
If you were contacted under any of these names, it is this firm.
- Insurance4InsulinPumps Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Specialty Risks Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 06653627 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 23 July 2008 (18 years old)
- Registered office
- 32 Gilmais, Bookham, Leatherhead, Surrey, KT23 4RP, England
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| John Frank Bainbridge | Director | Jun 1951 | 23 Jul 2008 | 2 other companies |
| Colin Roy Keith Whitehair | Director | Aug 1956 | 10 Jul 2024 | 26 other companies |
Other companies run by these 2 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 28
- closed down
- 12
- are FCA-registered
- 5
In the full report: all 28 companies, named
- What each company does, and whether it is still trading
- Which of these 2 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 5 on the FCA register
- All 3 people who have ever been directors, with their dates
Filed accounts and finances
Turnover
£50.3k
−24% from £66.3k
Profit before tax
−£3,429
−433% from £1,029
Net assets
−£2,187
Up £2,124 from −£4,311
Cash at bank
£128
−94% from £2,254
Net assets are negative: on its last balance sheet the company owed £2,187 more than it owned.
Turnover and profit
In the full report: all 5 years of accounts
- Every year from 2020 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 06653627. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Adeona’s history from the FCA register and Companies House, newest first.
2024
1 June 2024
- Owain Franklyn Rees McGuire stopped being a part-owner
Companies House
29 May 2024
- Fc & K Limited became a part-owner (25–50% of shares)
Companies House
2016
6 April 2016
- John Frank Bainbridge became a part-owner (25–50% of shares)
- Owain Franklyn Rees McGuire became a part-owner (25–50% of shares)
Companies House
2015
25 June 2015
- Became an introducer appointed representative
FCA register
2008
23 July 2008
- Incorporated at Companies House
Companies House
In the full report: all 11 events
- All 11 events in its history (6 shown here)
- Every director appointment and resignation: 4
Firms connected to Adeona
Other FCA-listed firms that share a director, phone number or address with Adeona. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- past links
- 4
In the full report: the connected firm, named
- How it is linked: shared directors (1)
- Who links it to this firm: the named directors, with dates
- 4 past links through former directors
Firms like Adeona
Other firms of the same type (insurance broker), nearest first.
In Leatherhead
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Adeona
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 28 other companies its directors have run, named
- 2 background checks on its contact details
- 5 years of accounts, charted
- All 11 events in its history
- 1 connected firm, named, and who links them
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is Adeona Limited FCA authorised?
What does introducer appointed representative mean for Adeona?
What is Adeona’s phone number?
Is Adeona a scam or clone?
Is my money safe with Adeona?
Who owns Adeona?
Who runs Adeona?
How long has Adeona been in business?
What do Adeona’s latest accounts show?
Does Adeona use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk