Adoptcert Protection Limited
Reference number: 1041244
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Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 1 year
- Protected through the principal
- No FCA actions
- Active company since 2022
- Accounts filed up to 31 December 2025
Responsible principal firm
Indevor Bonds and Guarantees Limited Reference number: 814847 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Adoptcert Protection Limited (FRN 1041244) is an AR of Indevor Bonds and Guarantees Limited (FRN 814847). When you use Adoptcert Protection's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Adoptcert Protection, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
Unit 9, Riverside, Bolton, Bolton, BL1 8TU, United Kingdom
In the full report: 3 background checks
- When adoptcert.co.uk first appeared online, and whether it can receive email
- What kind of line 0845 009 3016 is, and the other firm that gives it
- Who else gives the postcode BL1 8TU
Other names (1)
If you were contacted under any of these names, it is this firm.
- Adoptcert Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Indevor Bonds and Guarantees Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14178124 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 16 June 2022 (4 years old)
- Registered office
- 9 Riverside, Waters Meeting Rd, Bolton, BL1 8TU, England
- Nature of business
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- Management consultancy activities other than financial management (SIC 70229)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Liam Peter Melly | Director | Jun 1981 | 16 Jun 2022 | 69 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 69
- closed down
- 16
- is FCA-registered
- 1
In the full report: all 69 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The one on the FCA register
Filed accounts and finances
Net assets
£100
Same as £100
Cash at bank
£100
Same as £100
These accounts were filed as dormant: the company reported no significant trading in the period.
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 14178124. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Adoptcert Protection’s history from the FCA register and Companies House, newest first.
2025
23 October 2025
- Became an appointed representative
- Began trading as "Adoptcert"
FCA register
14 March 2025
- Liam Peter Melly gave up control
Companies House
13 March 2025
- Indevor Bonds And Guarantees Limited took control (75–100% of shares)
Companies House
2022
16 June 2022
- Incorporated at Companies House
- Liam Peter Melly took control (75–100% of shares)
- Liam Peter Melly appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms connected to Adoptcert Protection
Other FCA-listed firms that share a director, phone number or address with Adoptcert Protection. A link shows who the firm is tied to, not whether either can be trusted.
- connected firm
- 1
- share a director
- 1
- share its phone number
- 1
In the full report: the connected firm, named
- How it is linked: shared directors (1), the same phone number (1)
- Who links it to this firm: the named directors, with dates
Firms like Adoptcert Protection
Other firms of the same type (insurance broker), nearest first.
In Bolton
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Adoptcert Protection
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 69 other companies its directors have run, named
- 3 background checks on its contact details
- All 7 events in its history
- 1 connected firm, named, and who links them
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Frequently asked questions about this firm
Is Adoptcert Protection Limited FCA authorised?
What does appointed representative mean for Adoptcert Protection?
What is Adoptcert Protection’s phone number and website?
Is Adoptcert Protection a scam or clone?
Is my money safe with Adoptcert Protection?
Who owns Adoptcert Protection?
Who runs Adoptcert Protection?
How long has Adoptcert Protection been in business?
What do Adoptcert Protection’s latest accounts show?
Does Adoptcert Protection use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk