Lex Insure Services Ltd

Reference number: 776004

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

Independent Connections Limited Reference number: 547989 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Lex Insure Services Ltd (FRN 776004) is an AR of Independent Connections Limited (FRN 547989). When you use Lex Insure Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Lex Insure Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When legalexplus.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 180 4203 is
  • Who else gives the postcode BL2 1BJ
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Legal Ex + Trading name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Independent Connections Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
10679207
Company status
Active
Company type
Private limited company
Incorporated
20 March 2017 (9 years old)
Registered office
Caroline House, Bradshawgate, Bolton, BL2 1BJ, England
Nature of business
  • Non-life insurance (SIC 65120)

Directors and company secretaries

Name Role Born Appointed Other companies
Sumaiyah Adia Director Mar 1989 24 Oct 2019 1 other company
Naadirah Akuji Director May 1998 24 Oct 2019 None

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other company
1
closed down
1

In the full report: all 1 company, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • All 3 people who have ever been directors, with their dates
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Filed accounts and finances

Year to 31 March 2025Small company accountsNot audited

Net assets

£539k

+7.5% from £501k

Cash at bank

£321k

+256% from £90.0k

Employees (average)

6

Same as 6

Owed within a year

£462k

+70% from £272k

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 10679207. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Lex Insure Services’s history from the FCA register and Companies House, newest first.

Key events (5) All events (10)

2018

30 April 2018

  • Michael Filson gave up control
  • Mohamed Hassan Jiva gained significant control

Companies House

2017

6 April 2017

  • Became an appointed representative

FCA register

20 March 2017

  • Incorporated at Companies House
  • Michael Filson took control (75–100% of shares)

Companies House

In the full report: all 10 events

  • All 10 events in its history (5 shown here)
  • Every director appointment and resignation: 4
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Firms connected to Lex Insure Services

Other FCA-listed firms that share a director, phone number or address with Lex Insure Services. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
2
share its postcode
2

In the full report: all 2 connected firms, named

  • How each is linked: the same postcode (2)
  • Who links each one: the named directors, with dates
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Firms like Lex Insure Services

Other firms of the same type (insurance broker), nearest first.

In Bolton

Lancashire Premier Health LtdBoltonAppointed representativeAdoptcert Protection LimitedBoltonAppointed representativeBeaconSure LtdBoltonAppointed representativeC & A Healthcare LimitedBoltonAppointed representativeChadwick Health & Protection LimitedBoltonAppointed representativeJoanne Ramsden Financial Solutions LtdBoltonAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Lex Insure Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 1 other company its directors have run, named
  • 3 background checks on its contact details
  • 6 years of accounts, charted
  • All 10 events in its history
  • 2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Lex Insure Services Ltd FCA authorised?
Lex Insure Services Ltd (FRN 776004) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Lex Insure Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Lex Insure Services Ltd (FRN 776004) is an AR of Independent Connections Limited (FRN 547989). When you use Lex Insure Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Lex Insure Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Lex Insure Services’ phone number and website?
The FCA register lists the phone number 0800 180 4203 and the website legalexplus.co.uk for Lex Insure Services. If you were given different contact details, use these to check with the firm before going any further.
Is Lex Insure Services a scam or clone?
Lex Insure Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Lex Insure Services?
Protection works through Independent Connections Limited, the principal firm responsible for Lex Insure Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Lex Insure Services?
Companies House lists one person with significant control of Lex Insure Services: Mr Mohamed Hassan Jiva (significant influence or control). Before that, it was controlled by Mr Michael Filson.
Who runs Lex Insure Services?
Companies House lists 2 directors of Lex Insure Services: Sumaiyah Adia and Naadirah Akuji.
How long has Lex Insure Services been in business?
The company was formed on 20 March 2017.
What do Lex Insure Services’ latest accounts show?
Its latest accounts, to 31 March 2025, show net assets of £539k (+7.5% from £501k) and cash at bank of £321k (+256% from £90.0k).
Does Lex Insure Services use any other names?
It trades as Legal Ex +.

Sources and links

The full report on Lex Insure Services Ltd

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