Advice2u Ltd

Reference number: 1013279

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Advice2u Ltd (FRN 1013279) is an AR of ValidPath Limited (FRN 197107). When you use Advice2u's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Advice2u, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When advice2u.co.uk first appeared online, and whether it can receive email
  • What kind of line 01892 521521 is
  • Who else gives the postcode TN2 5JX
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through ValidPath Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
29 April 2022 (4 years old)
Registered office
Russetts, Roedean Road, Tunbridge Wells, Kent, TN2 5JX, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Alexander Cameron Director May 1962 29 Apr 2022 None
Constance Cameron Secretary Not published 29 Apr 2022 –

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Filed accounts and finances

18 months to 31 October 2025Full accountsNot audited

Net assets

£404

Up £402 from £2

Cash at bank

£3,383

No earlier figure to compare

Owed within a year

£6,542

No earlier figure to compare

Net assets

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 14077774. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Advice2u’s history from the FCA register and Companies House, newest first.

2024

17 June 2024

  • Became an appointed representative

FCA register

2022

29 April 2022

  • Incorporated at Companies House
  • Alexander Cameron became a part-owner (25–50% of shares)
  • Constance Cameron became a part-owner (25–50% of shares)
  • Alexander Cameron appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Advice2u

Other firms of the same type (insurance broker), nearest first.

In Tunbridge Wells

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Advice2u

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details
  • All 5 events in its history

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Frequently asked questions about this firm

Is Advice2u Ltd FCA authorised?
Advice2u Ltd (FRN 1013279) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Advice2u?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Advice2u Ltd (FRN 1013279) is an AR of ValidPath Limited (FRN 197107). When you use Advice2u's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Advice2u, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Advice2u’s phone number and website?
The FCA register lists the phone number 01892 521521 and the website advice2u.co.uk for Advice2u. If you were given different contact details, use these to check with the firm before going any further.
Is Advice2u a scam or clone?
Advice2u is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Advice2u?
Protection works through ValidPath Limited, the principal firm responsible for Advice2u's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Advice2u?
Companies House lists 2 people with significant control of Advice2u: Mr Alexander Cameron (25–50% of shares) and Mrs Constance Cameron (25–50% of shares).
Who runs Advice2u?
Companies House lists one director of Advice2u: Alexander Cameron.
How long has Advice2u been in business?
The company was formed on 29 April 2022.
What do Advice2u’s latest accounts show?
Its latest accounts, to 31 October 2025, show net assets of £404 (up £402 from £2) and cash at bank of £3,383 (no earlier figure to compare).

Sources and links

The full report on Advice2u Ltd

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