Introducer appointed representative
This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.
- Appointed for 16 years
- Protected through the principal
- No FCA actions
- Active company since 1987
- Accounts filed up to 30 September 2025
Responsible principal firm
Dual Corporate Risks Limited Reference number: 312593 View firm →What does this mean?
- An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
- Elmhurst Bloodstock Ltd (FRN 516178) introduces customers to Dual Corporate Risks Limited (FRN 312593). Any regulated advice or arranging is done by the principal, not Elmhurst Bloodstock.
- Example: if Elmhurst Bloodstock refers you to a financial adviser, the advice should come from the principal firm, not from Elmhurst Bloodstock itself.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
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Address
Win Stream Cottage, Lamberhurst, Tunbridge Wells, Kent, TN3 8BH, United Kingdom
In the full report: 2 background checks
- What kind of line 01892 891145 is
- Who else gives the postcode TN3 8BH
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Dual Corporate Risks Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company name
- ELMHURST BLOODSTOCK LIMITED
- Company number
- 02097703 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 6 February 1987 (39 years old)
- Registered office
- 72 Commercial Road, Paddock Wood, Tonbridge, Kent, TN12 6DP
- Nature of business
-
- Activities of insurance agents and brokers (SIC 66220)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| John Needham | Director | Dec 1952 | 17 Dec 1997 | None |
| Carolyn Margaret Needham | Director | Dec 1953 | 25 May 2005 | None |
| Carolyn Margaret Needham | Secretary | Not published | 17 Dec 1997 | None |
In the full report: every company its directors have run
- Confirmation that these 2 directors run no other company
- All 7 people who have been directors, with their dates
Filed accounts and finances
Net assets
£10.3k
−7.9% from £11.2k
Cash at bank
£0
−100% from £1,441
Employees (average)
2
Same as 2
Owed within a year
£6,870
+6.3% from £6,460
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 02097703. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Elmhurst Bloodstock’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Carolyn Margaret Needham became a part-owner (25–50% of shares)
- John Needham became a part-owner (25–50% of shares)
Companies House
2010
13 January 2010
- Became an introducer appointed representative
FCA register
1987
6 February 1987
- Incorporated at Companies House
Companies House
In the full report: all 13 events
- All 13 events in its history (4 shown here)
- Every director appointment and resignation: 9
Firms like Elmhurst Bloodstock
Other firms of the same type (insurance broker), nearest first.
In Tunbridge Wells
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Elmhurst Bloodstock
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 7 years of accounts, charted
- All 13 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk