AF Payments Limited
Reference number: 900440
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Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Website
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Phone number
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Address
33 Lowndes Street, Knightsbridge, London, London, SW1X 9HX, United Kingdom
In the full report: 3 background checks
- When afpay.com first appeared online, and whether it can receive email
- What kind of line 020 7222 5566 is
- Who else gives the postcode SW1X 9HX
Other names (4)
If you were contacted under any of these names, it is this firm.
- Accomplish Trading name: A name it trades under now.
- Accomplish Financial Trading name: A name it trades under now.
- Exequor Trading name: A name it trades under now.
- Raris Trading name: A name it trades under now.
FCA permissions and consumer protection
- Handle payments & transfers Funds safeguardedYour money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (7 permissions)
- b) Services enabling cash withdrawals from a payment account
- c) Execution of payment transactions (not covered by a credit line)
- d) Execution of payment transactions (covered by a credit line)
- e) Issuing payment instruments or acquiring payment transactions
- f) Money remittance
- g) Execution of payment transactions via telecoms, IT system or network operator
- h) Issuing Electronic Money
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09356276 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 16 December 2014 (11 years old)
- Registered office
- 33 Lowndes Street, Knightsbridge, London, SW1X 9HX, England
- Nature of business
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- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Guy Raymond El Khoury | Director | Jan 1980 | 16 Dec 2014 | None |
| Simon Bradley | Director | Mar 1984 | 24 Feb 2020 | 4 other companies |
| Paul Andrew Smith | Director | Oct 1968 | 12 May 2023 | None |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 4
- closed down
- 2
- still active
- 2
In the full report: all 4 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Cash at bank
£15.4m
+3% from £15.0m
Owed within a year
£15.7m
No earlier figure to compare
* Cash at bank usually includes customers’ money.
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 09356276. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
AF Payments’s history from the FCA register and Companies House, newest first.
2022
3 August 2022
- Af Payments Limited gave up control
- Guy El Khoury gained significant control
- Guy El Khoury no longer has significant control
Companies House
2018
1 June 2018
- Became an authorised e-money institution
FCA register
2016
16 December 2016
- Af Payments Limited took control (75–100% of shares)
Companies House
11 February 2016
- Regulated by the FCA from this date
FCA register
2014
16 December 2014
- Incorporated at Companies House
Companies House
In the full report: all 16 events
- All 16 events in its history (7 shown here)
- Every director appointment and resignation: 5
Firms connected to AF Payments
Other FCA-listed firms that share a director, phone number or address with AF Payments. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share its postcode
- 2
In the full report: all 2 connected firms, named
- How each is linked: the same postcode (2)
- Who links each one: the named directors, with dates
Firms like AF Payments
Other firms of the same type (payment or money transfer firm), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on AF Payments
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 4 other companies its directors have run, named
- 3 background checks on its contact details
- 6 years of accounts, charted
- All 16 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
Is AF Payments Limited FCA authorised?
What is AF Payments’ phone number and website?
Is AF Payments a scam or clone?
Is my money safe with AF Payments?
Who owns AF Payments?
Who runs AF Payments?
How long has AF Payments been in business?
What do AF Payments’ latest accounts show?
Does AF Payments use any other names?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- How safeguarding works fca.org.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk