Affinity Individual Mortgage Services Limited

Reference number: 477790

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

Responsible principal firm

First Complete Limited Reference number: 435779 Authorised View firm →
What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Affinity Individual Mortgage Services Limited (FRN 477790) is an AR of First Complete Limited (FRN 435779). When you use Affinity Individual Mortgage Services's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Affinity Individual Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07739 550485

  • Address

    7 Morel Grove, Harrogate, N Yorkshire, HG2 0FB, United Kingdom

In the full report: 2 background checks

  • What kind of line 07739 550485 is
  • Who else gives the postcode HG2 0FB
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Other names (2)

If you were contacted under any of these names, it is this firm.

  • Affinity Independent Mortgage Services Ltd Former name
  • Affinity Individual Mortgage Services Ltd Former name

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through First Complete Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
06297573
Company status
Active
Company type
Private limited company
Incorporated
29 June 2007 (19 years old)
Registered office
7 Morel Grove, Harrogate, HG2 0FB, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)

Directors and company secretaries

Name Role Born Appointed Other companies
Jarrod Matthew Robinson Director Dec 1966 12 Jan 2008 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • Both people who have been directors, with their dates
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Filed accounts and finances

Year to 30 June 2026Abridged accountsNot audited

Total equity

£27.1k

+4.3% from £26.0k

Cash at bank

£33.6k

−2.2% from £34.3k

Employees (average)

2

+100% from 1

Owed within a year

£7,914

−19% from £9,744

Assets and liabilities

In the full report: all 7 years of accounts

  • Every year from 2020 to 2026
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 06297573. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Affinity Individual Mortgage Services’s history from the FCA register and Companies House, newest first.

2025

28 January 2025

  • Changed its registered name from "Affinity Individual Mortgage Services Ltd"

FCA register

2017

1 January 2017

  • Jarrod Robinson took control (75–100% of shares)

Companies House

2016

22 March 2016

  • Changed its registered name from "Affinity Independent Mortgage Services Ltd"

FCA register

2008

18 January 2008

  • Became an appointed representative

FCA register

12 January 2008

  • Jarrod Matthew Robinson appointed as a director

Companies House

2007

29 June 2007

  • Incorporated at Companies House

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms like Affinity Individual Mortgage Services

Other firms of the same type (mortgage adviser or broker), nearest first.

In the Harrogate (HG) postcode area

Apollo Capital Group LtdHarrogateAppointed representativeCochrane Cooke AssociatesAppointed representativeDarrell TaylorKnaresboroughAppointed representativeDaytona Asset Group LimitedHarrogateAppointed representativeHogan Home FinanceRiponAppointed representativeMortgage Solutions of Harrogate LtdHarrogateAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Affinity Individual Mortgage Services

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • 7 years of accounts, charted
  • All 6 events in its history

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Frequently asked questions about this firm

Is Affinity Individual Mortgage Services Limited FCA authorised?
Affinity Individual Mortgage Services Limited (FRN 477790) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Affinity Individual Mortgage Services?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Affinity Individual Mortgage Services Limited (FRN 477790) is an AR of First Complete Limited (FRN 435779). When you use Affinity Individual Mortgage Services's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Affinity Individual Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Affinity Individual Mortgage Services’ phone number?
The FCA register lists the phone number 07739 550485 for Affinity Individual Mortgage Services. If you were given different contact details, use these to check with the firm before going any further.
Is Affinity Individual Mortgage Services a scam or clone?
Affinity Individual Mortgage Services is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Affinity Individual Mortgage Services?
Protection works through First Complete Limited, the principal firm responsible for Affinity Individual Mortgage Services's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Affinity Individual Mortgage Services?
Companies House lists one person with significant control of Affinity Individual Mortgage Services: Mr Jarrod Robinson (75–100% of shares).
Who runs Affinity Individual Mortgage Services?
Companies House lists one director of Affinity Individual Mortgage Services: Jarrod Matthew Robinson.
How long has Affinity Individual Mortgage Services been in business?
The company was formed on 29 June 2007.
What do Affinity Individual Mortgage Services’ latest accounts show?
Its latest accounts, to 30 June 2026, show total equity of £27.1k (+4.3% from £26.0k) and cash at bank of £33.6k (−2.2% from £34.3k).
Does Affinity Individual Mortgage Services use any other names?
It has previously used 2 other names: Affinity Independent Mortgage Services Ltd and Affinity Individual Mortgage Services Ltd.

Sources and links

The full report on Affinity Individual Mortgage Services Limited

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