Affluent Insurance Solutions Limited

Reference number: 1048941

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Appointed representative

This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.

What does this mean?
  • An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
  • Affluent Insurance Solutions Limited (FRN 1048941) is an AR of MOMENTUM BROKER SOLUTIONS LTD (FRN 526435). When you use Affluent Insurance Solutions's services, the FCA authorisation sits with the principal firm.
  • Example: if you take financial advice from Affluent Insurance Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    0116 238 880

  • Address

    6 Lock Square, Andover, Hampshire, SP10 5DT, United Kingdom

In the full report: 2 background checks

  • What kind of line 0116 238 880 is, and the 4 other firms that give it
  • Who else gives the postcode SP10 5DT
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Other names (1)

If you were contacted under any of these names, it is this firm.

  • Affluent Risk Solutions Limited Former name: A name it was registered under before.

FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Momentum Broker Solutions Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company status
Active
Company type
Private limited company
Incorporated
5 December 2025 (less than a year old)
Registered office
6 Lock Square, Andover, SP10 5DT, England
Nature of business
  • Activities of insurance agents and brokers (SIC 66220)

Directors and company secretaries

Name Role Born Appointed Other companies
Paul William England Director Oct 1984 5 Dec 2025 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
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Key dates in its history

Affluent Insurance Solutions’s history from the FCA register and Companies House, newest first.

2026

19 January 2026

  • Changed its registered name from "Affluent Risk Solutions Limited"

FCA register

16 January 2026

  • Became an appointed representative

FCA register

2025

5 December 2025

  • Incorporated at Companies House
  • Paul William England took control (75–100% of shares)
  • Paul William England appointed as a director

Companies House

Director appointments and resignations, and trading names, appear under All events.

Firms connected to Affluent Insurance Solutions

Other FCA-listed firms that share a director, phone number or address with Affluent Insurance Solutions. A link shows who the firm is tied to, not whether either can be trusted.

connected firms
4
share its phone number
4

In the full report: all 4 connected firms, named

  • How each is linked: the same phone number (4)
  • Who links each one: the named directors, with dates
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Firms like Affluent Insurance Solutions

Other firms of the same type (insurance broker), nearest first.

In Andover

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Affluent Insurance Solutions

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 2 background checks on its contact details
  • All 5 events in its history
  • 4 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Affluent Insurance Solutions Limited FCA authorised?
Affluent Insurance Solutions Limited (FRN 1048941) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does appointed representative mean for Affluent Insurance Solutions?
An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct. Affluent Insurance Solutions Limited (FRN 1048941) is an AR of MOMENTUM BROKER SOLUTIONS LTD (FRN 526435). When you use Affluent Insurance Solutions's services, the FCA authorisation sits with the principal firm. Example: if you take financial advice from Affluent Insurance Solutions, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is Affluent Insurance Solutions’ phone number?
The FCA register lists the phone number 0116 238 880 for Affluent Insurance Solutions. If you were given different contact details, use these to check with the firm before going any further. The same number is also given by 4 other FCA firms.
Is Affluent Insurance Solutions a scam or clone?
Affluent Insurance Solutions is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Affluent Insurance Solutions?
Protection works through Momentum Broker Solutions Ltd, the principal firm responsible for Affluent Insurance Solutions's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns Affluent Insurance Solutions?
Companies House lists one person with significant control of Affluent Insurance Solutions: Mr Paul William England (75–100% of shares).
Who runs Affluent Insurance Solutions?
Companies House lists one director of Affluent Insurance Solutions: Paul William England.
How long has Affluent Insurance Solutions been in business?
The company was formed on 5 December 2025.
Does Affluent Insurance Solutions use any other names?
It has previously used the name Affluent Risk Solutions Limited.

Sources and links

The full report on Affluent Insurance Solutions Limited

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