Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for under a year
- Protected through the principal
- No FCA actions
- Active company since 2023
- Accounts filed up to 28 February 2025
Responsible principal firm
COVERSURE INSURANCE SERVICES LIMITED Reference number: 309041 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- MONTGOMERY SCOTT SERVICES LTD (FRN 1056661) is an AR of COVERSURE INSURANCE SERVICES LIMITED (FRN 309041). When you use MONTGOMERY SCOTT SERVICES's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from MONTGOMERY SCOTT SERVICES, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Suite 4, Norman Court Barns, Upper Clatford, Andover, Hampshire, SP11 7HB, United Kingdom
In the full report: 2 background checks
- What kind of line 01264 311879 is
- Who else gives the postcode SP11 7HB
Other names (5)
If you were contacted under any of these names, it is this firm.
- Coversure Trading name: A name it trades under now.
- Coversure (Andover) Trading name: A name it trades under now.
- Coversure Insurance Services (Andover) Trading name: A name it trades under now.
- Montgomery Scott Insurance Brokers Trading name: A name it trades under now.
- Montgomery Scott Insurance Services Trading name: A name it trades under now.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Coversure Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 14644822 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 7 February 2023 (3 years old)
- Registered office
- Suite 4, Norman Court Barns, Upper Clatford, Andover, Hampshire, SP11 7HB, England
- Nature of business
-
- Activities of financial services holding companies (SIC 64205)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Mark Andrew Bower-Dyke | Director | Dec 1958 | 7 Feb 2023 | 22 other companies |
| Stuart Pendleton | Director | Sep 1971 | 17 Aug 2023 | 3 other companies |
| Crescens George | Director | Jul 1979 | 24 Mar 2026 | 5 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 26
- closed down
- 16
- run together
- 4
In the full report: all 26 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 4 companies these 3 directors run together
Filed accounts and finances
Net assets
£10.0k
−17% from £12.0k
Cash at bank
£10.0k
−17% from £12.0k
These accounts were filed as dormant: the company reported no significant trading in the period.
Net assets
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 14644822. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Montgomery Scott Services’s history from the FCA register and Companies House, newest first.
2026
21 August 2026
- Became an appointed representative
FCA register
2023
7 February 2023
- Incorporated at Companies House
- Mark Andrew Bower-Dyke took control (75–100% of shares)
Companies House
In the full report: all 12 events
- All 12 events in its history (3 shown here)
- Every director appointment and resignation: 3
Firms like Montgomery Scott Services
Other firms of the same type (insurance broker), nearest first.
In Andover
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Montgomery Scott Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 26 other companies its directors have run, named
- 2 background checks on its contact details
- All 12 events in its history
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk