Affordable Finance (South) Limited

Reference number: 705558

Instant download

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

  • No website on the FCA register

  • Phone number

    07857 840155

  • Address

    19 Cuillins Road, Rutherglen, Glasgow, South Lanarkshire, G73 5LF, Scotland

In the full report: 2 background checks

  • What kind of line 07857 840155 is
  • Who else gives the postcode G73 5LF
Instant PDF download

FCA permissions and consumer protection

  • Lend or arrange credit No FSCS cover
    Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
  • Entering into a regulated home credit loan agreement as lender
  • Exercising or having the right to exercise the lender's rights and duties under a regulated home credit loan agreement

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
SC442212
Company status
Active
Company type
Private limited company
Incorporated
7 February 2013 (13 years old)
Registered office
19 Cuillins Road, Rutherglen, Glasgow, G73 5LF
Nature of business
  • Other credit granting not elsewhere classified (SIC 64929)

Directors and company secretaries

Name Role Born Appointed Other companies
David Thomas Crawford Director Jun 1985 7 Feb 2013 5 other companies
Ian Cordiner Director May 1960 1 Jan 2020 1 other company

Other companies run by these 2 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
6
closed down
5
still active
1

In the full report: all 6 companies, named

  • What each company does, and whether it is still trading
  • Which of these 2 directors sit on each board, and since when
  • Any that went into liquidation or administration
Instant PDF download

Filed accounts and finances

Year to 28 February 2025Small company accountsNot audited

Net assets

£18.4k

+2.9% from £17.8k

Cash at bank

£10.3k

−53% from £21.8k

Employees (average)

2

Same as 2

Owed within a year

£11.7k

−50% from £23.3k

Assets and liabilities

In the full report: all 4 years of accounts

  • Every year from 2022 to 2025
  • The chart, over every year
  • Every filed figure, year by year
Instant PDF download
About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company SC442212. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Affordable Finance (South)’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2016

6 April 2016

  • David Thomas Crawford took control (75–100% of shares)

Companies House

2015

18 November 2015

  • Regulated by the FCA from this date
  • Became authorised by the FCA

FCA register

2013

7 February 2013

  • Incorporated at Companies House

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 2
Instant PDF download

Firms like Affordable Finance (South)

Other firms of the same type (lender), nearest first.

In Glasgow

University Court of the University of GlasgowGlasgowAuthorisedAlex Munro LimitedGlasgowAuthorisedArgyle Consulting LimitedGlasgowAuthorisedCaledonian Consumer Finance LtdGlasgowAuthorisedCarnegie Consumer Finance LimitedGlasgowAuthorisedDavidson Asset Management LimitedGlasgowAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Affordable Finance (South)

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 6 other companies its directors have run, named
  • 2 background checks on its contact details
  • 4 years of accounts, charted
  • All 8 events in its history

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is Affordable Finance (South) Limited FCA authorised?
Yes, Affordable Finance (South) Limited (FRN 705558) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since November 2015 and works as a lender. The FCA has placed no limits on its permissions.
What is Affordable Finance (South)’s phone number?
The FCA register lists the phone number 07857 840155 for Affordable Finance (South). If you were given different contact details, use these to check with the firm before going any further.
Is Affordable Finance (South) a scam or clone?
Affordable Finance (South) is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Affordable Finance (South)?
Its FCA permissions do not allow it to hold or control client money. Protection depends on which product you hold and how Affordable Finance (South) handles your money, so check the specific product before you commit. You can also refer complaints about Affordable Finance (South) to the Financial Ombudsman Service, free of charge.
Who owns Affordable Finance (South)?
Companies House lists one person with significant control of Affordable Finance (South): Mr David Thomas Crawford (75–100% of shares).
Who runs Affordable Finance (South)?
Companies House lists 2 directors of Affordable Finance (South): David Thomas Crawford and Ian Cordiner.
How long has Affordable Finance (South) been in business?
The company was formed on 7 February 2013, and has held its current FCA authorisation since November 2015.
What do Affordable Finance (South)’s latest accounts show?
Its latest accounts, to 28 February 2025, show net assets of £18.4k (+2.9% from £17.8k) and cash at bank of £10.3k (−53% from £21.8k).

Sources and links

The full report on Affordable Finance (South) Limited

£19.99 · Instant PDF download

Loading secure checkout…