Carnegie Consumer Finance Limited
Reference number: 718804
Instant download
Authorised by the FCA
This firm is on the FCA register and authorised to carry out regulated activities.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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Phone number
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Address
3/1 The Skypark, 14 Elliot Place, Glasgow, Lanarkshire, G3 8EP, Scotland
In the full report: 3 background checks, 1 thing worth a closer look
- When carnegieconsumerfinance.co.uk first appeared online, and whether it can receive email
- What kind of line 0808 168 3527 is
- Who else gives the postcode G3 8EP
FCA permissions and consumer protection
- Lend or arrange credit No FSCS coverConsumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (2 permissions)
- Entering into regulated credit agreement as Lender (Excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
- Exercising/having right to exercise lender's rights and duties under a regulated credit agreement (excluding high-cost short-term credit, bill of sale agreement, and home collected credit agreement)
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- SC424688 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 22 May 2012 (14 years old)
- Registered office
- 100 West George Street, Glasgow, G2 1PJ, Scotland
- Nature of business
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- Credit granting by non-deposit taking finance houses and other specialist consumer credit grantors (SIC 64921)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Craig William Murray | Director | May 1958 | 27 Apr 2026 | 7 other companies |
Other companies run by its director
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 7
- closed down
- 1
- are FCA-registered
- 4
In the full report: all 7 companies, named
- What each company does, and whether it is still trading
- Which of its director sits on each board, and since when
- Any that went into liquidation or administration
- The 4 on the FCA register
- All 2 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£582k
+16% from £502k
Cash at bank
£52.3k
+319% from £12.5k
Employees (average)
3
Same as 3
Owed within a year
£4.64m
+1.6% from £4.57m
Assets and liabilities
In the full report: all 7 years of accounts
- Every year from 2019 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company SC424688. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Carnegie Consumer Finance’s history from the FCA register and Companies House, newest first.
2026
27 April 2026
- Board replaced: its only director left and a new director took over
Companies House
2016
21 July 2016
- Regulated by the FCA from this date
- Became authorised by the FCA
FCA register
6 April 2016
- Michael Andre Head gained significant control
Companies House
2014
11 February 2014
- Board replaced: its only director left and a new director took over
Companies House
2012
22 May 2012
- Incorporated at Companies House
Companies House
In the full report: all 13 events
- All 13 events in its history (6 shown here)
- Every director appointment and resignation: 5
Firms connected to Carnegie Consumer Finance
Other FCA-listed firms that share a director, phone number or address with Carnegie Consumer Finance. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 4
- share a director
- 4
- share its postcode
- 4
In the full report: all 4 connected firms, named
- How each is linked: shared directors (4), the same postcode (4)
- Who links each one: the named directors, with dates
Firms like Carnegie Consumer Finance
Other firms of the same type (lender), nearest first.
In Glasgow
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Carnegie Consumer Finance
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 7 other companies its directors have run, named
- 3 background checks on its contact details, 1 flagged
- 7 years of accounts, charted
- All 13 events in its history
- 4 connected firms, named, and who links them
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Frequently asked questions about this firm
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Who runs Carnegie Consumer Finance?
How long has Carnegie Consumer Finance been in business?
What do Carnegie Consumer Finance’s latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk