Affordable Golf Ltd: FCA regulated?

Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Appointed for under a year
Protected through the principal
No FCA actions
Active company since 2008
Accounts filed up to 31 October 2025

Responsible principal firm

RIPE INSURANCE SERVICES LIMITED Reference number: 313411 Authorised View firm →

What does this mean?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
Affordable Golf Ltd (FRN 1051441) introduces customers to RIPE INSURANCE SERVICES LIMITED (FRN 313411). Any regulated advice or arranging is done by the principal, not Affordable Golf.
Example: if Affordable Golf refers you to a financial adviser, the advice should come from the principal firm, not from Affordable Golf itself.
Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

This company holds another FCA record

A company can hold several FCA records, covering different parts of its business, and each one carries its own permissions and protection. The reference number you were given decides which record applies to you.

AFFORDABLE GOLF LTD. Reference number: 840912 Authorised

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

affordablegolf.co.uk (opens in a new tab)
Phone number

0330 094 5070
Address

Affordable Golf Ltd, 48 Kelvin Avenue, Hillington Park, Glasgow, Renfrewshire, G52 4LT, United Kingdom

In the full report: 3 background checks

When affordablegolf.co.uk first appeared online, and whether it can receive email
What kind of line 0330 094 5070 is
Who else gives the postcode G52 4LT

FCA permissions and consumer protection

Protection through the principal firm
Protection works through Ripe Insurance Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: SC350505 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 28 October 2008 (17 years old)
Registered office: 48 Kelvin Avenue, Hillington, Glasgow, G52 4LT, Scotland
Nature of business: Other retail sale of new goods in specialised stores (not commercial art galleries and opticians) (SIC 47789)
Retail sale of other second-hand goods in stores (not incl. antiques) (SIC 47799)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Mark James Taylor	Director	Oct 1973	28 Oct 2008	None
Nigel Duncan Colin Webster	Director	Feb 1963	31 Aug 2018	3 other companies
Gordon Millar Campbell	Director	Apr 1984	22 Feb 2021	3 other companies
Scott Beveridge	Director	Jan 1981	22 Feb 2021	None
Lindsay Taylor	Secretary	Not published	22 Feb 2021	–

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 6
closed down: 3
is FCA-registered: 1

In the full report: all 6 companies, named

What each company does, and whether it is still trading
Which of these 4 directors sit on each board, and since when
Any that went into liquidation or administration
The one on the FCA register
All 7 people who have ever been directors, with their dates

Filed accounts and finances

Year to 31 October 2025Full accountsAudited

Turnover

£33.7m

Not compared: the previous accounts cover a different length of time

Profit before tax

£2.74m

+121% from £1.24m

Net assets

£6.82m

+41% from £4.83m

Cash at bank

£2.30m

+42% from £1.62m

Profit before tax

In the full report: all 7 years of accounts

Every year from 2019 to 2025
Both charts, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company SC350505. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Affordable Golf’s history from the FCA register and Companies House, newest first.

Key events (3) All events (8)

2026

5 March 2026

Became an introducer appointed representative

FCA register

2016

6 April 2016

Mark James Taylor took control (75–100% of shares)

Companies House

2008

28 October 2008

Incorporated at Companies House

Companies House

In the full report: all 8 events

All 8 events in its history (3 shown here)
Every director appointment and resignation: 4

Firms connected to Affordable Golf

Other FCA-listed firms that share a director, phone number or address with Affordable Golf. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 2
share its postcode: 2

In the full report: all 2 connected firms, named

How each is linked: the same postcode (2)
Who links each one: the named directors, with dates

Get the full report on Affordable Golf

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

6 other companies its directors have run, named
3 background checks on its contact details
7 years of accounts, charted
All 8 events in its history
2 connected firms, named, and who links them

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Frequently asked questions about this firm

Is Affordable Golf Ltd FCA authorised?

Affordable Golf Ltd (FRN 1051441) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.

What does introducer appointed representative mean for Affordable Golf?

An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. Affordable Golf Ltd (FRN 1051441) introduces customers to RIPE INSURANCE SERVICES LIMITED (FRN 313411). Any regulated advice or arranging is done by the principal, not Affordable Golf. Example: if Affordable Golf refers you to a financial adviser, the advice should come from the principal firm, not from Affordable Golf itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

What is Affordable Golf’s phone number and website?

The FCA register lists the phone number 0330 094 5070 and the website affordablegolf.co.uk for Affordable Golf. If you were given different contact details, use these to check with the firm before going any further.

Is Affordable Golf a scam or clone?

Affordable Golf is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with Affordable Golf?

Protection works through Ripe Insurance Services Limited, the principal firm responsible for Affordable Golf's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.

Who owns Affordable Golf?

Companies House lists one person with significant control of Affordable Golf: Mr Mark James Taylor (75–100% of shares).

Who runs Affordable Golf?

Companies House lists 4 directors of Affordable Golf: Mark James Taylor, Nigel Duncan Colin Webster, Gordon Millar Campbell and Scott Beveridge.

How long has Affordable Golf been in business?

The company was formed on 28 October 2008.

What do Affordable Golf’s latest accounts show?

Its latest accounts, to 31 October 2025, show turnover of £33.7m (not compared: the previous accounts cover a different length of time) and profit before tax of £2.74m (+121% from £1.24m).