Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 6 years
- Protected through the principal
- No FCA actions
- Active company since 2020
- Accounts filed up to 30 June 2020
- 1 thing worth a closer look in the background checks
Responsible principal firm
CRISPIN SPEERS & PARTNERS LIMITED Reference number: 311507 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Africa Specialty Risks Ltd (FRN 923820) is an AR of CRISPIN SPEERS & PARTNERS LIMITED (FRN 311507). When you use Africa Specialty Risks's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Africa Specialty Risks, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
-
Phone number
-
Address
88 Leadenhall Street, London, City Of London, EC3A 3BP, United Kingdom
In the full report: 2 background checks, 1 thing worth a closer look
- What kind of line +44 077 929 120 613 is
- Whether EC3A 3BP is a shared office: 25 other firms give it
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Crispin Speers & Partners Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 12395404 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 9 January 2020 (6 years old)
- Registered office
- 88 Leadenhall Street, London, EC3A 3BP, England
- Nature of business
-
- Non-life insurance (SIC 65120)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Raj Gopal Rupal | Director | Dec 1948 | 9 Jan 2020 | 77 other companies |
| Mikir Shah | Director | Dec 1967 | 29 Oct 2020 | 7 other companies |
| Ciaran O'Donnell | Director | Jun 1967 | 5 Dec 2022 | 28 other companies |
Other companies run by these 3 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 112
- closed down
- 40
- went insolvent
- 3
In the full report: all 112 companies, named
- What each company does, and whether it is still trading
- Which of these 3 directors sit on each board, and since when
- The 3 that went into liquidation or administration
- The 23 on the FCA register
- All 4 people who have ever been directors, with their dates
Filed accounts and finances
Net assets
£1
No earlier figure to compare
Cash at bank
£1
No earlier figure to compare
These accounts were filed as dormant: the company reported no significant trading in the period.
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 12395404. Figures are exactly as filed; nothing is estimated.
Key dates in its history
Africa Specialty Risks’s history from the FCA register and Companies House, newest first.
2023
15 September 2023
- British International Investment stopped being a part-owner
Companies House
12 September 2023
- Asr Holdings Ltd gave up control
- British International Investment became a part-owner (25–50% of shares)
Companies House
2020
21 December 2020
- Asr Holdings Ltd gave up control
- Asr Holdings Ltd took control (75–100% of shares)
- Raj Rupal gave up control
Companies House
2 April 2020
- Became an appointed representative
FCA register
9 January 2020
- Incorporated at Companies House
- Raj Rupal took control (75–100% of shares)
Companies House
In the full report: all 14 events
- All 14 events in its history (9 shown here)
- Every director appointment and resignation: 5
Firms connected to Africa Specialty Risks
Other FCA-listed firms that share a director, phone number or address with Africa Specialty Risks. A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 2
- share a director
- 2
- past links
- 10
In the full report: all 2 connected firms, named
- How each is linked: shared directors (2)
- Who links each one: the named directors, with dates
- 10 past links through former directors
Firms like Africa Specialty Risks
Other firms of the same type (insurance broker), nearest first.
In London
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Africa Specialty Risks
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 112 other companies its directors have run, named
- 2 background checks on its contact details, 1 flagged
- All 14 events in its history
- 2 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk