AFS Compliance Ltd: FCA regulated?

Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Authorised for 11 years
Your funds are protected by FSCS
No FCA actions
Active company since 2005
Accounts filed up to 30 April 2025

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

Website

afsuk.com (opens in a new tab)
Phone number

01254 958783
Address

Greenbank Court, Challenge Way, Greenbank Business Park, Blackburn, Blackburn With Darwen, BB1 5QB, United Kingdom

In the full report: 3 background checks

When afsuk.com first appeared online, and whether it can receive email
What kind of line 01254 958783 is
Who else gives the postcode BB1 5QB

Other names (19)

If you were contacted under any of these names, it is this firm.

AFS Agricultural Finance Trading name: A name it trades under now.
AFS Bus & Coach Finance Trading name: A name it trades under now.
AFS Commercial Finance Trading name: A name it trades under now.
AFS Marine Trading name: A name it trades under now.
AFS Media Trading name: A name it trades under now.
AFS Prestige Car Finance Trading name: A name it trades under now.
AFS Professionals Finance Trading name: A name it trades under now.
AFS Van Finance Trading name: A name it trades under now.
AFS Vehicle Leasing Trading name: A name it trades under now.
Asset Finance Solutions Trading name: A name it trades under now.
Asset Finance Solutions Scotland Trading name: A name it trades under now.
Asset Finance Solutions Wales Trading name: A name it trades under now.
Assett Finance Solutions NI Trading name: A name it trades under now.
Business Funding Options Trading name: A name it trades under now.
Consumer Compliance Services Trading name: A name it trades under now.
Dealer Compliance Trading name: A name it trades under now.
JK Finance Trading name: A name it trades under now.
Asset Finance Solutions (UK) Limited Former name: A name it was registered under before.
AFS Renewables Finance Former trading name: A name it used to trade under.

FCA permissions and consumer protection

Give regulated advice FSCS may apply
A claim for unsuitable advice is itself FSCS-protected, up to the limit that applies to the product you were advised on.
Advise on or arrange mortgages FSCS may apply
Mortgage advice and arranging may be FSCS-covered, up to the limit that applies.
Lend or arrange credit No FSCS cover
Consumer credit is not covered by the FSCS, so there is no compensation scheme if the firm fails.
Complaints Ombudsman, free
You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

Show FCA detail (8 permissions)

Acting as a CBTL advisor
Acting as a CBTL arranger
Advising on regulated mortgage contracts
Arranging (bringing about) regulated mortgage contracts
Credit Broking
Debt Adjusting
Debt-counselling
Making arrangements with a view to regulated mortgage contracts

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number: 05365369 (opens Companies House in a new tab)
Company status: Active
Company type: Private limited company
Incorporated: 15 February 2005 (21 years old)
Registered office: Greenbank Court Challenge Way, Greenbank Business Park, Blackburn, BB1 5QB, England
Nature of business: Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name	Role	Born	Appointed	Other companies
Nicholas Simpson	Director	Apr 1966	15 Feb 2005	13 other companies
Justin John Ford	Director	Aug 1972	15 Feb 2005	8 other companies
Michael David Geddes	Director	Feb 1970	1 Oct 2006	14 other companies
Emma Louise Marsden	Director	Mar 1969	11 Apr 2022	None
David John Metcalfe	Director	Dec 1966	17 Oct 2024	5 other companies
Justin John Ford	Secretary	Not published	15 Feb 2005	8 other companies

Other companies run by these 5 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies: 17
closed down: 1
are FCA-registered: 4

In the full report: all 17 companies, named

What each company does, and whether it is still trading
Which of these 5 directors sit on each board, and since when
Any that went into liquidation or administration
The 4 on the FCA register
The 12 companies these 5 directors run together
All 8 people who have ever been directors, with their dates

Filed accounts and finances

Year to 30 April 2025Full accountsAudited

Net assets

£722k

+7.5% from £672k

Cash at bank

£358k

+120% from £162k

Owed within a year

£1.16m

+25% from £930k

Assets and liabilities

In the full report: all 6 years of accounts

Every year from 2020 to 2025
The chart, over every year
Every filed figure, year by year

About these figures

Turnover: Money taken from sales in the year, before any costs.
Profit before tax: What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity: Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities: Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank: Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year: Debts and bills due in the next twelve months, and those due later.

Accounts filed at Companies House for company 05365369. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

AFS Compliance’s history from the FCA register and Companies House, newest first.

Key events (5) All events (37)

2016

6 April 2016

Afs Group Holdings Ltd took control (75–100% of shares)

Companies House

2015

13 November 2015

Changed its registered name from "Asset Finance Solutions (UK) Limited"

FCA register

8 January 2015

Regulated by the FCA from this date
Became authorised by the FCA

FCA register

2005

15 February 2005

Incorporated at Companies House

Companies House

In the full report: all 37 events

All 37 events in its history (5 shown here)
Every director appointment and resignation: 11

Firms connected to AFS Compliance

Other FCA-listed firms that share a director, phone number or address with AFS Compliance. A link shows who the firm is tied to, not whether either can be trusted.

connected firms: 3
share a director: 3
share its postcode: 2

In the full report: all 3 connected firms, named

How each is linked: shared directors (3), the same postcode (2)
Who links each one: the named directors, with dates
1 past link through former directors

Firms like AFS Compliance

Other firms of the same type (mortgage adviser or broker), nearest first.

In Blackburn

Fogartys Financial Services LimitedBlackburnAuthorised Get Set Mortgages LimitedBlackburnAuthorised Mohammed RafiqBlackburnAuthorised One Option Finance LtdBlackburnAuthorised Stones Young Mortgage Services LimitedBlackburnAuthorised Asset Finance Solutions (UK) LtdBlackburnAppointed representative

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on AFS Compliance

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

17 other companies its directors have run, named
3 background checks on its contact details
6 years of accounts, charted
All 37 events in its history
3 connected firms, named, and who links them

Instant PDF One-off payment Secure checkout by Stripe

Frequently asked questions about this firm

Is AFS Compliance Ltd FCA authorised?

Yes, AFS Compliance Ltd (FRN 625035) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since January 2015 and works as a mortgage adviser or broker. The FCA has placed no limits on its permissions.

What is AFS Compliance’s phone number and website?

The FCA register lists the phone number 01254 958783 and the website afsuk.com for AFS Compliance. If you were given different contact details, use these to check with the firm before going any further.

Is AFS Compliance a scam or clone?

AFS Compliance is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.

Is my money safe with AFS Compliance?

Its FCA permissions do not allow it to hold or control client money. It depends on the product, but eligible claims may be protected by the FSCS. You can also refer complaints about AFS Compliance to the Financial Ombudsman Service, free of charge.

Who owns AFS Compliance?

AFS Compliance is owned by Afs Group Holdings Ltd, which holds 75–100% of shares, 75–100% of votes and can appoint and remove the board, since 6 April 2016.

Who runs AFS Compliance?

Companies House lists 5 directors of AFS Compliance: Nicholas Simpson, Justin John Ford, Michael David Geddes, Emma Louise Marsden and David John Metcalfe.

How long has AFS Compliance been in business?

The company was formed on 15 February 2005, and has held its current FCA authorisation since January 2015.

What do AFS Compliance’s latest accounts show?

Its latest accounts, to 30 April 2025, show net assets of £722k (+7.5% from £672k) and cash at bank of £358k (+120% from £162k).

Does AFS Compliance use any other names?

It trades as AFS Agricultural Finance, AFS Bus & Coach Finance, AFS Commercial Finance, AFS Marine and AFS Media, and 12 more names. It has previously used 2 other names: Asset Finance Solutions (UK) Limited and AFS Renewables Finance.