Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 11 years
- Protected through the principal
- No FCA actions
- Active company since 2014
- Accounts filed up to 30 April 2025
Responsible principal firm
AFS Compliance Ltd Reference number: 625035 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- Asset Finance Solutions (UK) Ltd (FRN 676768) is an AR of AFS Compliance Ltd (FRN 625035). When you use Asset Finance Solutions (UK)'s services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from Asset Finance Solutions (UK), complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
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No website on the FCA register
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Phone number
-
Address
Greenbank Court, Challenge Way, Greenbank Business Park, Blackburn, Lancashire, BB1 5QB, United Kingdom
In the full report: 2 background checks
- What kind of line 01254 958777 is
- Who else gives the postcode BB1 5QB
Other names (12)
If you were contacted under any of these names, it is this firm.
- AFS Agricultural Finance Trading name: A name it trades under now.
- AFS Bus & Coach Finance Trading name: A name it trades under now.
- AFS Commercial Finance Trading name: A name it trades under now.
- AFS Prestige Car Finance Trading name: A name it trades under now.
- AFS Professionals Finance Trading name: A name it trades under now.
- AFS Renewables Finance Trading name: A name it trades under now.
- AFS Van Hire Trading name: A name it trades under now.
- Asset Finance Solutions Trading name: A name it trades under now.
- AFS Finance Ltd Former name: A name it was registered under before.
- AFS Marine Former trading name: A name it used to trade under.
- AFS Van Finance Former trading name: A name it used to trade under.
- AFS Vehicle Leasing Former trading name: A name it used to trade under.
FCA permissions and consumer protection
- Protection through the principal firmProtection works through AFS Compliance Ltd, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09227443 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 19 September 2014 (12 years old)
- Registered office
- Greenbank Court Challenge Way, Greenbank Business Park, Blackburn, BB1 5QB, England
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Justin John Ford | Director | Aug 1972 | 19 Sep 2014 | 8 other companies |
| Michael David Geddes | Director | Feb 1970 | 19 Sep 2014 | 14 other companies |
| Nicholas Simpson | Director | Apr 1966 | 19 Sep 2014 | 13 other companies |
| Lee Simms | Director | Nov 1977 | 11 Apr 2022 | None |
| David John Metcalfe | Director | Dec 1966 | 17 Oct 2024 | 5 other companies |
Other companies run by these 5 directors
A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.
- other companies
- 17
- closed down
- 1
- are FCA-registered
- 4
In the full report: all 17 companies, named
- What each company does, and whether it is still trading
- Which of these 5 directors sit on each board, and since when
- Any that went into liquidation or administration
- The 4 on the FCA register
- The 12 companies these 5 directors run together
Filed accounts and finances
Profit before tax
£3.43m
−16% from £4.10m
Net assets
£4.34m
−14% from £5.06m
Cash at bank
£7.24m
−3.7% from £7.52m
Owed within a year
£5.50m
<1% from £5.46m
The accounts for the year to 30 April 2025 do not tag turnover in a form that can be read automatically, so it is not shown. The last tagged figure is £26.3m, for the year to 30 April 2022.
Profit before tax
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- Both charts, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
Accounts filed at Companies House for company 09227443. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
Asset Finance Solutions (UK)’s history from the FCA register and Companies House, newest first.
2016
6 April 2016
- Afs Group Holdings Limited took control (75–100% of shares)
Companies House
2015
23 November 2015
- Changed its registered name from "AFS Finance Ltd"
FCA register
12 March 2015
- Became an appointed representative
FCA register
2014
19 September 2014
- Incorporated at Companies House
Companies House
In the full report: all 23 events
- All 23 events in its history (4 shown here)
- Every director appointment and resignation: 5
Firms connected to Asset Finance Solutions (UK)
Other FCA-listed firms that share a director, phone number or address with Asset Finance Solutions (UK). A link shows who the firm is tied to, not whether either can be trusted.
- connected firms
- 3
- share a director
- 3
- share its postcode
- 2
In the full report: all 3 connected firms, named
- How each is linked: shared directors (3), the same postcode (2)
- Who links each one: the named directors, with dates
- 1 past link through former directors
Firms like Asset Finance Solutions (UK)
Other firms of the same type (mortgage adviser or broker), nearest first.
In Blackburn
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on Asset Finance Solutions (UK)
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- 17 other companies its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 23 events in its history
- 3 connected firms, named, and who links them
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Frequently asked questions about this firm
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Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk