Appointed representative
This firm does not hold FCA authorisation of its own, and acts under a principal firm, which is legally responsible for its regulated business.
- Appointed for 11 years
- Protected through the principal
- No FCA actions
- Active company since 2014
- Accounts filed up to 31 March 2025
Responsible principal firm
Personal Touch Financial Services Limited Reference number: 187834 View firm →What does this mean?
- An appointed representative (AR) can carry out regulated financial services, but is not directly authorised by the FCA. A principal firm holds the authorisation and is legally responsible for the AR's conduct.
- O'Malley Mortgage Services Limited (FRN 678992) is an AR of Personal Touch Financial Services Limited (FRN 187834). When you use O'Malley Mortgage Services's services, the FCA authorisation sits with the principal firm.
- Example: if you take financial advice from O'Malley Mortgage Services, complaints and compensation usually follow the same rules as dealing with the principal, but this depends on the product and your circumstances.
- Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
Website, phone number and address
Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.
-
No website on the FCA register
-
Phone number
-
Address
80 Woodlands Avenue, Blackburn, Lancashire, BB2 5NN, United Kingdom
In the full report: 2 background checks
- What kind of line 07971 673083 is
- Who else gives the postcode BB2 5NN
FCA permissions and consumer protection
- Protection through the principal firmProtection works through Personal Touch Financial Services Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
- Complaints Ombudsman, freeYou can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
FCA disciplinary action and complaints
No FCA disciplinary action.
The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.
Companies House record
The company behind the firm: its status, age, registered office and directors.
- Company number
- 09278793 (opens Companies House in a new tab)
- Company status
- Active
- Company type
- Private limited company
- Incorporated
- 24 October 2014 (11 years old)
- Registered office
- Matches the FCA register address ✓
- Nature of business
-
- Financial intermediation not elsewhere classified (SIC 64999)
Directors and company secretaries
| Name | Role | Born | Appointed | Other companies |
|---|---|---|---|---|
| Kathryn O'Malley | Director | Jun 1961 | 24 Oct 2014 | None |
| Kathryn O'Malley | Secretary | Not published | 24 Oct 2014 | – |
In the full report: every company its directors have run
- Confirmation that its director runs no other company
Filed accounts and finances
Net assets
£48.6k
+246% from £14.0k
Employees (average)
1
Same as 1
Owed within a year
£8,254
+17% from £7,061
Assets and liabilities
In the full report: all 6 years of accounts
- Every year from 2020 to 2025
- The chart, over every year
- Every filed figure, year by year
About these figures
- Turnover
- Money taken from sales in the year, before any costs.
- Profit before tax
- What was left after the year’s costs, before corporation tax. A minus figure is a loss.
- Net assets, or total equity
- Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
- Total assets and total liabilities
- Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
- Cash at bank
- Money in the company’s accounts on the last day of the year.
- Owed within a year, owed after a year
- Debts and bills due in the next twelve months, and those due later.
There is no turnover or profit: small companies do not have to publish them.
Accounts filed at Companies House for company 09278793. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.
Key dates in its history
O'Malley Mortgage Services’s history from the FCA register and Companies House, newest first.
2017
10 March 2017
- Kathryn O'Malley took control (75–100% of shares)
Companies House
2015
25 March 2015
- Became an appointed representative
FCA register
2014
24 October 2014
- Incorporated at Companies House
- Kathryn O'malley appointed as a director
Companies House
Director appointments and resignations, and trading names, appear under All events.
Firms like O'Malley Mortgage Services
Other firms of the same type (mortgage adviser or broker), nearest first.
In Blackburn
Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.
Get the full report on O'Malley Mortgage Services
Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.
- Every company its directors have run, named
- 2 background checks on its contact details
- 6 years of accounts, charted
- All 4 events in its history
Instant PDF One-off payment Secure checkout by Stripe
Frequently asked questions about this firm
Is O'Malley Mortgage Services Limited FCA authorised?
What does appointed representative mean for O'Malley Mortgage Services?
What is O'Malley Mortgage Services’ phone number?
Is O'Malley Mortgage Services a scam or clone?
Is my money safe with O'Malley Mortgage Services?
Who owns O'Malley Mortgage Services?
Who runs O'Malley Mortgage Services?
How long has O'Malley Mortgage Services been in business?
What do O'Malley Mortgage Services’ latest accounts show?
Sources and links
- Its entry on the FCA register register.fca.org.uk
- Its Companies House record gov.uk
- Complaints the Financial Ombudsman Service can help with financial-ombudsman.org.uk
- Report a scam to the FCA fca.org.uk