Agpaytech Ltd.

Reference number: 585091

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Authorised by the FCA

This firm is on the FCA register and authorised to carry out regulated activities.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks, 2 things worth a closer look

  • When agpaytech.com first appeared online, and whether it can receive email
  • What kind of line 020 3137 8850 is
  • Whether EC2A 4NE is a shared office: 82 other firms give it
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Other names (19)

If you were contacted under any of these names, it is this firm.

  • AfriKash Trading name
  • Afrikash.com Trading name
  • ATLFx Trading name
  • ATL Money Trading name
  • ATLMoneyTransfer Trading name
  • ATLPay Trading name
  • IRFX https://www.sarafirani.com/ Trading name
  • LatamSend.com Trading name
  • RENCAMONEY https://www.rencamoney.com/ Trading name
  • stableone.co.uk Trading name
  • Atlantique Financial Services Limited Former name
  • Akwacash Former trading name
  • Atlantique Money Transfer Former trading name
  • ATL Bank Former trading name
  • Illico Former trading name
  • INSTNTMNY powered by ZEEPAY Former trading name
  • PINAYNETWORK https://www.pinaynetwork.com/ Former trading name
  • Primed Hill Former trading name
  • Stablebank.co.uk Former trading name

FCA permissions and consumer protection

  • Handle payments & transfers Funds safeguarded
    Your money must be kept in a separate safeguarded account. If the firm fails, all safeguarded funds should be returned to you. With no upper limit, unlike the capped amounts under FSCS. Safeguarding works differently from FSCS, but protects your full balance when the rules are followed correctly.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.
Show FCA detail (6 permissions)
  • 1. Services enabling cash to be placed on a payment account as well as all the operations required for operating a payment account.
  • 2. Services enabling cash withdrawals from a payment account as well as all the operations required for operating a payment account.
  • 3. Executing payment transactions (no credit line)
  • 4. Executing payment transactions (credit line)
  • 5. Issuing and/or acquiring of payment instruments.
  • 6. Money remittance.

Limits on what they may do

  • Money remittance
    The firm may only carry out payment services activities
  • Voluntary Undertaking
    With immediate effect, Agpaytech Ltd (“the Firm”) undertakes to: 1. Not onboard any new customers except with the Authority’s written consent. 2. Not accept any new funds from any payment service users (“PSUs”) for the purposes of providing payment services, except with the Authority’s written consent. 3. Ensure that by 3:00pm on the working day following the signing of this undertaking, the Firm has displayed in a prominent place on its website (and any other communication channels), a notice that it has ceased onboarding new customers and accepting new funds from PSUs, and how customers can contact the Firm if they have any queries. 4. Ensure that all records and/or information (physical or electronic) relating to payment services from its systems are secured and preserved in their original form, or in a copy proved to be identical to the source material. These must be retained in a form and at a location within the United Kingdom, to be notified to the Authority in writing by 3:00pm on the working day following the signing of this undertaking, such that they can be provided to the Authority, or to a person named by the Authority, promptly on its request. 5. Confirm in writing to the Authority that it is in compliance with this undertaking: a. Within two working days of the date of this undertaking; and b. Thereafter, by the last Friday (which is a working day) of each calendar month until such time as it is notified in writing by the Authority that it may cease to do so.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
07952651
Company status
Active
Company type
Private limited company
Incorporated
16 February 2012 (14 years old)
Registered office
3rd Floor 86-90 Paul Street, London, EC2A 4NE, England
Nature of business
  • Financial intermediation not elsewhere classified (SIC 64999)
  • Other business support service activities not elsewhere classified (SIC 82990)

Directors and company secretaries

Name Role Born Appointed Other companies
Abdoul Aziz Sylla Director May 1989 18 Mar 2024 None

In the full report: every company its directors have run

  • Confirmation that its director runs no other company
  • All 6 people who have been directors, with their dates
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Filed accounts and finances

Year to 30 April 2025Micro-entity accountsNot audited

Net assets

£881k

−11% from £990k

Employees (average)

1

−50% from 2

Assets and liabilities

In the full report: all 6 years of accounts

  • Every year from 2020 to 2025
  • The chart, over every year
  • Every filed figure, year by year
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About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 07952651. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

Agpaytech’s history from the FCA register and Companies House, newest first.

Key events (9) All events (47)

2024

25 November 2024

  • FCA imposed a requirement (Voluntary Undertaking)

FCA register

2018

26 April 2018

  • Became an authorised payment institution

FCA register

2016

16 August 2016

  • Changed its registered name from "Atlantique Financial Services Limited"

FCA register

6 April 2016

  • Richard Amoah took control (75–100% of shares)

Companies House

2013

1 April 2013

  • Regulated by the FCA from this date

FCA register

2 January 2013

  • FCA imposed a requirement (Money remittance)

FCA register

2012

7 November 2012

  • Regulated by the Financial Services Authority from this date
  • Supervised by HMRC under the money laundering rules from this date

FCA register

16 February 2012

  • Incorporated at Companies House

Companies House

In the full report: all 47 events

  • All 47 events in its history (9 shown here)
  • Every director appointment and resignation: 11
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Firms like Agpaytech

Other firms of the same type (payment or money transfer firm), nearest first.

In London

Uber Payments UK LimitedLondonAuthorisedWise Payments LimitedLondonAuthorisedForisgfs UK LimitedLondonAuthorisedWepay Payments Ltd.LondonAuthorisedAirbnb Payments UK LimitedLondonAuthorisedMollie UK Ltd.LondonAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on Agpaytech

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • Every company its directors have run, named
  • 3 background checks on its contact details, 2 flagged
  • 6 years of accounts, charted
  • All 47 events in its history

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Frequently asked questions about this firm

Is Agpaytech Ltd. FCA authorised?
Yes, Agpaytech Ltd. (FRN 585091) is authorised by the FCA to carry out regulated activities. It has held its current authorisation since April 2018 and works as a payment or money transfer firm. The FCA has placed 2 limits on what it may do.
What is Agpaytech’s phone number and website?
The FCA register lists the phone number 020 3137 8850 and the website agpaytech.com for Agpaytech. If you were given different contact details, use these to check with the firm before going any further.
Is Agpaytech a scam or clone?
Agpaytech is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with Agpaytech?
It depends on the product, but payment and e-money balances should be safeguarded in a separate account, with no upper limit on the protected amount. You can also refer complaints about Agpaytech to the Financial Ombudsman Service, free of charge.
Who owns Agpaytech?
Companies House lists one person with significant control of Agpaytech: Mr Richard Amoah (75–100% of shares).
Who runs Agpaytech?
Companies House lists one director of Agpaytech: Abdoul Aziz Sylla.
How long has Agpaytech been in business?
The company was formed on 16 February 2012, and has held its current FCA authorisation since April 2018.
What do Agpaytech’s latest accounts show?
Its latest accounts, to 30 April 2025, show net assets of £881k (−11% from £990k).
Does Agpaytech use any other names?
It trades as AfriKash, Afrikash.com, ATLFx, ATL Money and ATLMoneyTransfer, and 5 more names. It has previously used 9 other names, including Atlantique Financial Services Limited, Akwacash and Atlantique Money Transfer.

Sources and links

The full report on Agpaytech Ltd.

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