AGVerandas Ltd

Reference number: 999053

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Introducer appointed representative

This firm can only introduce you to its principal, and cannot give financial advice, recommend products, or arrange deals alone.

Responsible principal firm

Switcha Limited Reference number: 828963 Authorised View firm →
What does this mean?
  • An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own.
  • AGVerandas Ltd (FRN 999053) introduces customers to Switcha Limited (FRN 828963). Any regulated advice or arranging is done by the principal, not AGVerandas.
  • Example: if AGVerandas refers you to a financial adviser, the advice should come from the principal firm, not from AGVerandas itself.
  • Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.

Website, phone number and address

Compare these against whatever you were given. Scammers clone real firm names and reference numbers but use their own phone number and website, so a detail that does not match the register is the clearest warning sign there is.

In the full report: 3 background checks

  • When agverandas.co.uk first appeared online, and whether it can receive email
  • What kind of line 0800 669 6753 is
  • Who else gives the postcode CF3 1TH
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FCA permissions and consumer protection

  • Protection through the principal firm
    Protection works through Switcha Limited, the principal firm responsible for this firm's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
  • Complaints Ombudsman, free
    You can refer a complaint about this firm to the Financial Ombudsman Service for free, whichever activity it relates to.

FCA disciplinary action and complaints

No FCA disciplinary action.

The Financial Ombudsman Service only publishes complaint figures for firms with 30 or more new complaints in six months, so there are none here for this firm.

Companies House record

The company behind the firm: its status, age, registered office and directors.

Company number
14579786
Company status
Active
Company type
Private limited company
Incorporated
9 January 2023 (3 years old)
Registered office
Unit 10 & 11 Wentloog Buildings Wentloog Road, Rumney, Cardiff, CF3 1YA, Wales
Nature of business
  • Other construction installation (SIC 43290)
  • Glazing (SIC 43342)

Directors and company secretaries

Name Role Born Appointed Other companies
Sharif Karim Director Sep 1981 9 Jan 2023 1 other company
Aisha Karim Director Mar 1988 12 Aug 2023 None
Neal Young Director Jun 1984 12 Aug 2023 3 other companies
Sioned Young Director Jun 1986 12 Aug 2023 1 other company

Other companies run by these 4 directors

A firm is run by people, and their other companies are their track record: what they built, what closed, and anything that failed. It is the check most people never think to make.

other companies
4
still active
4
run together
1

In the full report: all 4 companies, named

  • What each company does, and whether it is still trading
  • Which of these 4 directors sit on each board, and since when
  • Any that went into liquidation or administration
  • The 1 company these 4 directors run together
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Filed accounts and finances

Year to 31 December 2025Micro-entity accountsNot audited

Net assets

−£50.1k

Down £46.2k from −£3,882

Employees (average)

8

Same as 8

Owed within a year

£272k

+56% from £174k

Net assets are negative: on its last balance sheet the company owed £50.1k more than it owned.

Assets and liabilities

About these figures
Turnover
Money taken from sales in the year, before any costs.
Profit before tax
What was left after the year’s costs, before corporation tax. A minus figure is a loss.
Net assets, or total equity
Everything the company owns minus everything it owes. A minus figure means it owes more than it owns.
Total assets and total liabilities
Everything the company owns, and everything it owes, on the last day of the year. The gap between them is its net assets.
Cash at bank
Money in the company’s accounts on the last day of the year.
Owed within a year, owed after a year
Debts and bills due in the next twelve months, and those due later.

There is no turnover or profit: small companies do not have to publish them.

Accounts filed at Companies House for company 14579786. Every figure is as filed, apart from total assets and total liabilities, which are added up from filed figures. Nothing is estimated.

Key dates in its history

AGVerandas’s history from the FCA register and Companies House, newest first.

Key events (4) All events (8)

2024

5 September 2024

  • Neal Young became a part-owner (25–50% of shares)

Companies House

2023

4 July 2023

  • Became an introducer appointed representative

FCA register

9 January 2023

  • Incorporated at Companies House
  • Sharif Karim became a part-owner (25–50% of shares)

Companies House

In the full report: all 8 events

  • All 8 events in its history (4 shown here)
  • Every director appointment and resignation: 4
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Firms like AGVerandas

Other firms of the same type (home improvement or trades), nearest first.

In Cardiff

Boilerhut LimitedCardiffAppointed representativeCapital UPVC LimitedCardiffAppointed representativeConvertmygarage LtdCardiffAppointed representativeExtreme heating ltdCardiffAppointed representativeMPH Installations LtdCardiffAppointed representative786 Kitchens LimitedCardiffAuthorised

Firms are listed by type and location, best known first. Being listed is not a recommendation: check any firm before you deal with it.

Get the full report on AGVerandas

Everything on this page, plus everything locked above, in one dated PDF you can keep, file or send on.

  • 4 other companies its directors have run, named
  • 3 background checks on its contact details
  • All 8 events in its history

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Frequently asked questions about this firm

Is AGVerandas Ltd FCA authorised?
AGVerandas Ltd (FRN 999053) is not directly authorised. It is an appointed representative acting under the responsibility of a directly authorised principal firm.
What does introducer appointed representative mean for AGVerandas?
An introducer appointed representative can only pass your details to its principal firm. It cannot recommend products, give financial advice, or arrange deals on its own. AGVerandas Ltd (FRN 999053) introduces customers to Switcha Limited (FRN 828963). Any regulated advice or arranging is done by the principal, not AGVerandas. Example: if AGVerandas refers you to a financial adviser, the advice should come from the principal firm, not from AGVerandas itself. Before you proceed, confirm contact details match the official FCA register for both firms. Scammers sometimes clone legitimate AR names and FRNs but use fake phone numbers and websites.
What is AGVerandas’ phone number and website?
The FCA register lists the phone number 0800 669 6753 and the website agverandas.co.uk for AGVerandas. If you were given different contact details, use these to check with the firm before going any further.
Is AGVerandas a scam or clone?
AGVerandas is a genuine FCA-listed firm, and the FCA has published no warnings about fake versions of it. Scammers do copy real firms, though, so check that any contact details you were given match the ones on the register.
Is my money safe with AGVerandas?
Protection works through Switcha Limited, the principal firm responsible for AGVerandas's regulated activity. FSCS cover and the Financial Ombudsman Service apply as they would to the principal.
Who owns AGVerandas?
Companies House lists 2 people with significant control of AGVerandas: Mr Neal Young (25–50% of shares) and Mr Sharif Karim (25–50% of shares).
Who runs AGVerandas?
Companies House lists 4 directors of AGVerandas: Sharif Karim, Aisha Karim, Neal Young and Sioned Young.
How long has AGVerandas been in business?
The company was formed on 9 January 2023.
What do AGVerandas’ latest accounts show?
Its latest accounts, to 31 December 2025, show net assets of −£50.1k (down £46.2k from −£3,882).

Sources and links

The full report on AGVerandas Ltd

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